Marion County property record for 405 E Water St, Prospect, OH 43342
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,879 sqft · built 1884 |
| Lot Size | 0.32 acres (13,945 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,636 (2025) |
| Deeds & Mortgages | Jan 2021 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 27-0010019.600 |
| Primary APN | 27-0010019.600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,879 sqft Living Area |
| Gross Area | 2,455 sqft |
| 1st Floor Area | 1,471 sqft |
| Upper Floors Area | 408 sqft |
| Basement Area | 576 sqft |
| Flooring | Carpet |
| Interior Walls | Block |
| Year Built | Built 1884 |
|---|---|
| Effective Year Built | Effective 1884 |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 13,945 sqft (0.32 acres) |
| Lot Width | 100 ft Width |
| Patio Area | 1,064 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 405 E WATER ST |
|---|---|
| City | PROSPECT |
| State | OH |
| Zip | 43342-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GAST & DAVIS LOT 246-7 PG 14 101 1.00 196.00 |
| Legal Subdivision | GAST & DAVIS |
| Legal Lot Number | 246-7 |
| Jurisdiction | MARION OH |
| Township / Civil Division | PROSPECT |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 10500 |
Source: Marion County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 E WATER ST, PROSPECT, OH 43342-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 5, 2021 |
| Transfer Doc | 0015480981 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARION OH |
| Recording Date | Jan 20, 2021 |
| Property Address | 405 E WATER ST, PROSPECT, OH 43342-9564 |
| Document Number | 0015480981 |
| Book / Page | 001548 / 000981 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 472 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 E WATER ST PROSPECT OH 433429564, PROSPECT, OH 43342-9564 |
Source: Marion County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Marion County |
| County Subdivision | Prospect Township |
| Municipality | Prospect Village |
| Unified School District | Elgin Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,636.00 (+7.02%) | $65,780 (+28.53%) Land $17,010 Building $48,770 | $187,940 (+28.52%) Land $48,600 Building $139,340 |
| 2024 | $2,463.00 (+0.94%) | $51,180 (-) Land $17,830 Building $33,350 | |
| 2023 | $2,440.00 (-0.33%) | $51,180 (-) Land $17,830 Building $33,350 | |
| 2022 | $2,448.00 | $51,180 Land $17,830 Building $33,350 | $146,230 Land $50,940 Building $95,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 82 (1978–2025) |
| Claims Outside the SFHA | 7 of 82 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Bresco Broadband, Verizon.
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