306 E Water St, Prospect, OH 43342 Property Records

Marion County property record for 306 E Water St, Prospect, OH 43342

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,241 sqft · built 1900
Lot Size0.179 acres (7,813 sqft)
OwnerCompany Name on File
Last Sale$111,500 (May 2026)
Tax Bill$1,406 (2025)
Deeds & MortgagesMay 2026 Sale
May 2026 Sale & Construction Loan
Flood ZoneZone AE (high risk)
APN27-0020013.000

Property Details

APN / Parcel Number

Primary APN27-0020013.000
Alternative APN
  • 030006400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,241 sqft Living Area
Gross Area1,403 sqft
1st Floor Area968 sqft
Upper Floors Area273 sqft
Basement Area162 sqft
FlooringCarpet
Interior WallsBlock

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Roof MaterialMetal
Lot Area7,813 sqft (0.179 acres)
Lot Width50.1 ft Width
Garage TypeDetached
Garage Area1,080 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address306 E WATER ST
CityPROSPECT
StateOH
Zip43342-9722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGAST & DAVIS LOT 200 PG 9 101 2.00 130.00
Legal SubdivisionGAST & DAVIS
Legal Lot Number200
JurisdictionMARION OH
Township / Civil DivisionPROSPECT
Census Block Group1
Census Block1030
Census Tract10500

Owner

Source: Marion County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 447, GALLOWAY, OH 43119-0447
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
May 7, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
May 7, 2026Warranty Deed, Transfer · Construction Mortgage
MH LENDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 7, 2026 · Amount on Record
Deed SaleMay 7, 2026 · Amount on Record
Prior SaleMay 7, 2026 · Amount on Record
Deed Document Number20262666
Deed Book / Page1782 / 914
Prior Transfer DateApr 11, 2011
Prior Transfer Doc0011700163
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION OH
Recording DateMay 7, 2026
Property Address306 E WATER ST, PROSPECT, OH 43342-9722
Document Number0000002651
Book / Page1782 / 810
Instrument DateMay 6, 2026
Instrument2026.2651
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$30,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address311 S MAIN ST, MARYSVILLE, OH 43040-2531
InvestorPossibly a Property Investor

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION OH
Recording DateMay 7, 2026
Property Address306 E WATER ST, PROSPECT, OH 43342-9722
Document Number0000002666
Book / Page1782 / 914
Instrument DateMay 6, 2026
Instrument2026.2666
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$45,046.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

Mortgage

Document Number0000002667,
DateMay 7, 2026
Book Page1782/917
Instrument2026.2667
Lender
NameMH LENDING LLC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 1, 2027
Interest
Rate TypeBalloon
Rate6.38%
Initial TypeBalloon
Max Rate-1%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMarion County
County SubdivisionProspect Township
MunicipalityProspect Village
Unified School DistrictElgin Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,406.00 (+29.59%)$45,220 (+39.91%) Land $9,290 Building $35,930$129,200 (+39.92%) Land $26,540 Building $102,660
2024$1,085.00 (-1.81%)$32,320 (-) Land $9,740 Building $22,580
2023$1,105.00 (-2.04%) Homeowner's exemption$32,320 (-) Land $9,740 Building $22,580
2022$1,128.00 Homeowner's exemption$32,320 Land $9,740 Building $22,580$92,340 Land $27,830 Building $64,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 44 policies
Nearby Flood Policies44 in force
Nearby Flood Claims82 (1978–2025)
Claims Outside the SFHA7 of 82
Most Recent ClaimApr 2025 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims
  • Severe Storms And Flooding, Aug 1995 · 17 claims
  • Severe Storms & Flooding, Jul 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - MARION
private · serves 47,102 people · EPA ID OH5100414
Water SourceSurface water
Last State InspectionMar 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Mercury Broadband
Fixed Wireless
150 / 20

May also be available: Little Miami Gig, Verizon.

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