305 E Water St, Prospect, OH 43342 Property Records

Marion County property record for 305 E Water St, Prospect, OH 43342

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1910
Lot Size	0.187 acres (8,157 sqft)
Owner	Individual Name on Record
Tax Bill	$1,146 (2025)
Deeds & Mortgages	Jun 2020 Transfer Nov 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`27-0010020.200`

Property Details

APN / Parcel Number

Primary APN	`27-0010020.200`
Alternative APN	`060001500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	940 sqft
Upper Floors Area	308 sqft
Flooring	Carpet
Interior Walls	Block

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Roof Material	Slate
Lot Area	8,157 sqft (0.187 acres)
Garage Type	Detached
Garage Area	384 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	305 E WATER ST
City	PROSPECT
State	OH
Zip	43342-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GAST & DAVIS LOT 253 PG 14 101 1.00 202.00
Legal Subdivision	GAST & DAVIS
Legal Lot Number	253
Jurisdiction	MARION OH
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1037
Census Tract	10500

Owner

Source: Marion County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 E WATER ST, PROSPECT, OH 43342-9722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 4, 2020
Transfer Doc	0015180702
Record Updated	Jun 8, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION OH
Recording Date	Jun 12, 2020
Property Address	305 W WATER ST, PROSPECT, OH 43342-9567
Document Number	0015180702
Book / Page	001518 / 000702
Instrument Date	May 4, 2020
Instrument	3510
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 WATER ST CARDINGTON OH 43315, CARDINGTON, OH 43315

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Nov 15, 2019
Property Address	305 W WATER ST, PROSPECT, OH 43342-9567
Document Number	0014950104
Book / Page	001495 / 000104
Instrument Date	Aug 17, 2019
Instrument	7606
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 CHATFIELD RD MARION OH 433027155, MARION, OH 43302-7155

Tax Assessment & Valuation

Source: Marion County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Prospect Township
Municipality	Prospect Village
Unified School District	Elgin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,146.00 (+5.43%)	$38,710 (+19.62%) Land $9,290 Building $29,420	$110,600 (+19.62%) Land $26,540 Building $84,060
2024	$1,087.00 (-1.81%)	$32,360 (-) Land $9,740 Building $22,620
2023	$1,107.00 (-2.04%) Homeowner's exemption	$32,360 (-) Land $9,740 Building $22,620
2022	$1,130.00 Homeowner's exemption	$32,360 Land $9,740 Building $22,620	$92,460 Land $27,830 Building $64,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	82 (1978–2025)
Claims Outside the SFHA	7 of 82
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims Severe Storms And Flooding, Aug 1995 · 17 claims Severe Storms & Flooding, Jul 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Bresco Broadband, Verizon.

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