Marion County property record for 404 E Water St, Prospect, OH 43342 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,036 sqft · built 1910 |
| Lot Size | 0.181 acres (7,888 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,950 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 27-0020013.500 |
| Primary APN | 27-0020013.500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,036 sqft Living Area |
| Gross Area | 2,389 sqft |
| 1st Floor Area | 1,228 sqft |
| Upper Floors Area | 808 sqft |
| Basement Area | 353 sqft |
| Flooring | Wood |
| Interior Walls | Block |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Roof Material | Slate |
| Lot Area | 7,888 sqft (0.181 acres) |
| Lot Width | 49.1 ft Width |
| Garage Type | Detached |
| Garage Area | 364 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 404 E WATER ST |
|---|---|
| City | PROSPECT |
| State | OH |
| Zip | 43342-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GAST & DAVIS E PT LOT 205 PG 9 101 2.00 135.00 |
| Legal Subdivision | GAST & DAVIS |
| Legal Lot Number | 205 |
| Jurisdiction | MARION OH |
| Township / Civil Division | PROSPECT |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 10500 |
Source: Marion County records · APN 27-0020013.500
Assessment roll updated February 9, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 E WATER ST, PROSPECT, OH 43342-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 25, 2007 |
| Transfer Doc | 0009790169 |
| Record Updated | Jun 08, 2026 |
Source: Marion County records · Assessment roll updated February 9, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Marion County |
| County Subdivision | Prospect Township |
| Municipality | Prospect Village |
| Unified School District | Elgin Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,950.00 (+10.61%) | $48,650 (+32.85%) Land $9,110 Building $39,540 | $139,000 (+32.85%) Land $26,030 Building $112,970 |
| 2024 | $1,763.00 (+0.97%) | $36,620 (-) Land $9,550 Building $27,070 | |
| 2023 | $1,746.00 (-0.34%) | $36,620 (-) Land $9,550 Building $27,070 | |
| 2022 | $1,752.00 | $36,620 Land $9,550 Building $27,070 | $104,630 Land $27,290 Building $77,340 |
Source: FEMA National Flood Hazard Layer, Marion County (39101C), updated October 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391010105001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 44 individual NFIP policies nearby |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 82 (1978–2025) |
| Claims Outside the SFHA | 7 of 82 |
| Most Recent Claim | Apr 2025, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Spectrum, Little Miami Gig. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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