3109 Willow Tree Ln, Escondido, CA 92027 Property Records

San Diego County property record for 3109 Willow Tree Ln, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,918 sqft · built 2002
Lot Size	0.184 acres (8,004 sqft)
Owner	Company Name on File
Last Sale	$525,000 (Apr 2016)
Tax Bill	$7,548 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`240-451-16-00`

Property Details

APN / Parcel Number

Primary APN	`240-451-16-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,918 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	8,004 sqft (0.184 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3109 WILLOW TREE LN
City	ESCONDIDO
State	CA
Zip	92027-5343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-P
Legal Description	LOT 67 TR 013898
Legal Subdivision	795
Legal Tract	013898
Legal Block	3
Legal Lot Number	67
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	20712

Owner

3109 Willow Tree Ln is owned by a company that acquired it in July 2017 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3109 WILLOW TREE LN, ESCONDIDO, CA 92027-5343
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage SKYLINE FINANCIAL CORP
Nov 3, 2017	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 13, 2017	Quit Claim Deed, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2016 · Amount on File
Deed Sale	Apr 25, 2016 · Amount on File
Prior Sale	Jan 31, 2013
Deed Document Number	2016191647
Last Transfer Date	Jul 12, 2017
Transfer Doc	0000316251
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3109 WILLOW TREE LN, ESCONDIDO, CA 92027-5343
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	CLEARMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 WILLOW TREE LN, ESCONDIDO, CA 92027-5343

Mortgage

Document Number	0000849994
Date	Dec 16, 2021
Instrument	2021-0849994

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3109 WILLOW TREE LN, ESCONDIDO, CA 92027-5343
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000513958
Date	Nov 3, 2017
Instrument	2017-0513958

Lender

Name	SKYLINE FINANCIAL CORP
Type	Funding / Finance Company
Address	AGOURA HILLS, CA 91301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3109 WILLOW TREE LN, ESCONDIDO, CA 92027-5343
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000513959
Date	Nov 3, 2017
Instrument	2017-0513959

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3109 WILLOW TREE LN, ESCONDIDO, CA 92027-5343
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEARMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 WILLOW TREE LN, ESCONDIDO, CA 92027-5343

Mortgage

Document Number	0000027246
Date	Jan 13, 2021
Instrument	2021-0027246

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2017
Property Address	3109 WILLOW TREE LN, ESCONDIDO, CA 92027-5343
Document Number	0000316251
Instrument Date	Jul 12, 2017
Instrument	316251
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3109 WILLOW TREE LN ESCONDIDO CA 920275343, ESCONDIDO, CA 92027-5343

Tax Assessment & Valuation

The 2025 property tax bill for 3109 Willow Tree Ln was $7,548 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$633,913 (+2%) Land $239,246 Building $394,667
2025	$7,548.00 Homeowner's exemption	$621,484 Land $234,555 Building $386,929
2023	$7,246.00 (+0.85%) Homeowner's exemption	$597,353 Land $225,448 Building $371,905
2022	$7,185.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3109 Willow Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3109 Willow Tree Ln is high, ranking above 73% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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