3103 Willow Tree Ln, Escondido, CA 92027 Property Records

San Diego County property record for 3103 Willow Tree Ln, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,780 sqft · built 2003
Lot Size	0.236 acres (10,270 sqft)
Owner	2 Individual Names on Record
Last Sale	$383,500 (Apr 2003)
Tax Bill	$6,838 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240-451-15-00`

Property Details

APN / Parcel Number

Primary APN	`240-451-15-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,780 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	10,270 sqft (0.236 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3103 WILLOW TREE LN
City	ESCONDIDO
State	CA
Zip	92027-5343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-P
Legal Description	LOT 66 TR 013898
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	013898
Legal Block	3
Legal Lot Number	66
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	20712

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3103 WILLOW TREE LN, ESCONDIDO, CA 92027-5343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage E-CHICAGO TITLE, CHICAGO TITLE
Mar 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Apr 24, 2020	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2003 · Amount on Record
Deed Sale	Apr 23, 2003 · Amount on Record
Deed Document Number	2003472267
Last Transfer Date	Feb 28, 2022
Transfer Doc	0000098339
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 7, 2026
Property Address	3103 WILLOW TREE LN, ESCONDIDO, CA 92027-5343
Document Number	0000096122
Instrument Date	Mar 30, 2026
Instrument	202696122
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3103 WILLOW TREE LN, ESCONDIDO, CA 92027-5343

Mortgage

Document Number	0000096122,
Date	Apr 7, 2026
Instrument	202696122

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 4, 2022
Property Address	3103 WILLOW TREE LN, ESCONDIDO, CA 92027-5343
Document Number	0000098339
Map Reference	MB 240 PG 45
Instrument Date	Feb 28, 2022
Instrument	2022-0098339
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3103 WILLOW TREE LN, ESCONDIDO, CA 92027-5343

Mortgage

Document Number	0000098340
Date	Mar 4, 2022
Instrument	2022-0098340

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2020
Property Address	3103 WILLOW TREE LN, ESCONDIDO, CA 92027-5343
Document Number	0000209081
Instrument Date	Mar 30, 2020
Instrument	209081
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3103 WILLOW TREE LN ESCONDIDO CA 920275343, ESCONDIDO, CA 92027-5343

Mortgage

Document Number	209082
Date	Apr 24, 2020
Instrument	209082

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$566,521 (+2%) Land $221,584 Building $344,937
2025	$6,838.00 (+1.91%)	$555,414 (+4.04%) Land $217,240 Building $338,174
2024	$6,710.00 (+2.16%)
2023	$6,568.00 (+2.08%)	$533,849 Land $208,805 Building $325,044
2022	$6,434.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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