3127 Willow Tree Ln, Escondido, CA 92027 Property Records

San Diego County property record for 3127 Willow Tree Ln, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,918 sqft · built 2003
Lot Size	0.239 acres (10,410 sqft)
Owner	Individual Name on File
Last Sale	$396,500 (Feb 2003)
Tax Bill	$7,001 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`240-451-20-00`

Property Details

APN / Parcel Number

Primary APN	`240-451-20-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,918 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	10,410 sqft (0.239 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3127 WILLOW TREE LN
City	ESCONDIDO
State	CA
Zip	92027-5343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-P
Legal Description	LOT 71 TR 013898
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	013898
Legal Block	3
Legal Lot Number	71
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	20712

Owner

3127 Willow Tree Ln is owned and occupied by an individual who acquired it in February 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3127 WILLOW TREE LN, ESCONDIDO, CA 92027-5343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 27, 2020	Quit Claim Deed, Transfer CORNERSTONE HM LNDG
Jun 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2003 · Amount on File
Deed Sale	Feb 21, 2003 · Amount on File
Deed Document Number	2003198417
Last Transfer Date	Feb 6, 2020
Transfer Doc	0000101959
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3127 WILLOW TREE LN, ESCONDIDO, CA 92027-5343
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3127 WILLOW TREE LN, ESCONDIDO, CA 92027-5343

Mortgage

Document Number	0000091007
Date	Mar 1, 2022
Instrument	2022-0091007

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3127 WILLOW TREE LN, ESCONDIDO, CA 92027-5343
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3127 WILLOW TREE LN, ESCONDIDO, CA 92027-5343

Mortgage

Document Number	0000186138
Date	Mar 10, 2021
Instrument	2021-0186138

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 27, 2020
Property Address	3127 WILLOW TREE LN, ESCONDIDO, CA 92027-5343
Document Number	0000101959
Instrument Date	Feb 6, 2020
Instrument	101959
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3127 WILLOW TREE LN ESCONDIDO CA 920275343, ESCONDIDO, CA 92027-5343

Mortgage

Document Number	101960
Date	Feb 27, 2020
Instrument	101960

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2018
Property Address	3127 WILLOW TREE LN, ESCONDIDO, CA 92027-5343
Document Number	0000227174
Instrument Date	Jan 29, 2018
Instrument	227174
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3127 WILLOW TREE LN ESCONDIDO CA 920275343, ESCONDIDO, CA 92027-5343

Tax Assessment & Valuation

The 2025 property tax bill for 3127 Willow Tree Ln was $7,001 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$584,986 (+2%) Land $221,584 Building $363,402
2025	$7,001.00 Homeowner's exemption	$573,517 Land $217,240 Building $356,277
2023	$6,722.00 (+0.82%) Homeowner's exemption	$551,249 Land $208,805 Building $342,444
2022	$6,667.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3127 Willow Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3127 Willow Tree Ln is high, ranking above 73% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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