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3109 Duffer Rd, Sebring, FL 33872 Property Records

Highlands County property record for 3109 Duffer Rd, Sebring, FL 33872 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 1990
Square Footage2,074 sqft Living Area
Lot Size20,000 sqft (0.459 acres)
OccupancyOwner Occupied
Last Sale$345,000 (2024)
Tax Bill$2,340.00 (2024)

Property Details

APN / Parcel Number

Primary APNC344802200001400
Alternative APN
  • C-34-34-28-022-0000-1400

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area2,074 sqft Living Area
1st Floor1,673 sqft 1st Floor
Stories1 Stories
Primary FlooringSlate Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1990
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area20,000 sqft (0.459 acres)
Depth X Width200 ft x 100 ft Depth x Width
Driveway1 Driveway
Driveway Area980 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area483 sqft Garage

Exterior Amenities

Pool TypePool with Hot Tub/Spa Pool Type
Pool Area392 sqft Pool
FenceFence
Patio Area616 sqft Patio
PorchOpen Porch
Porch Area370 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel NumberC344802200001400
Street Address3109 DUFFER RD
CitySEBRING
StateFL
Zip33872-1245
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 140
Legal Range28E
Legal Township34S
Legal Section34
Legal SubdivisionGOLF HAMMOCK UNIT 3
Legal Lot Number140
Legal Unit3
JurisdictionHIGHLANDS FL
Minor Civil DivisionSEBRING
Census Blockgroup4
Census Block4033
Census Tract960602

Owner

Source: Highlands County records · APN C344802200001400

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3109 DUFFER RD, SEBRING, FL 33872-1245
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 13, 2021Quit Claim Deed, Transfer
Quitclaim Document
Jul 20, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
OTHER INSTITUTIONAL LENDERS
Jul 20, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 03, 2017Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 26, 2024 · Amount on Record
Deed SaleJul 26, 2024 · Amount on Record
Prior SaleJul 20, 2020 · Amount on Record
Deed Doc Number2214949
Deed Book / Page3058 / 1178
Record RefreshedJun 08, 2026

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateMay 13, 2021
Property Address3109 DUFFER RD, SEBRING, FL 33872-1245
Document Number0002033980
Book / Page2823 / 7
Map ReferenceMB 14 PG 10
Instrument DateMay 13, 2021
Instrument2033980
Transaction TypeTransfer
Record UpdatedMay 25, 2021

Transaction

AmountAmount Recorded
Tax$105.00
Amount AccuracyRounded Values by County
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3109 DUFFER RD, SEBRING, FL 33872-1245

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJul 20, 2020
Property Address3109 DUFFER RD, SEBRING, FL 33872-1245
Document Number0001992079
Book / Page002763 / 000371
Instrument DateJul 17, 2020
Instrument1992079
Transaction TypeTransfer
Record UpdatedJul 31, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,631.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3109 DUFFER RD SEBRING FL 338721245, SEBRING, FL 33872-1245

Mortgage

Document Number1992080
DateJul 20, 2020
Book Page002763/000373
Instrument1992080
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressTAMPA, FL 33647
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 19, 2050

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateJul 20, 2020
Property Address3109 DUFFER RD, SEBRING, FL 33872-1245
Document Number0001992077
Book / Page002763 / 000367
Instrument DateJun 17, 2020
Instrument1992077
Transaction TypeTransfer
Record UpdatedJul 31, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3109 DUFFER RD SEBRING FL 338721245, SEBRING, FL 33872-1245

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3109 DUFFER RD, SEBRING, FL 33872-1245
Document Number0001845783
Book / Page002570 / 001428
Instrument DateMar 03, 2017
Transaction TypeMortgage
Record UpdatedApr 07, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3109 DUFFER RD SEBRING FL 338721245, SEBRING, FL 33872-1245

Mortgage

Document Number0001845783
DateMar 14, 2017
Book Page002570/001428
Instrument1845783
Lender
NameMIDFLORIDA FCU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 13, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$191,854 (+5.16%)$237,649 (-3.43%) Land $28,500 Building $209,149
2024$2,340.00 (+2.32%)
2023$2,287.00 (+1.6%) Homeowner's exemption$182,440 (+3%)$246,099 (+14.31%) Land $27,000 Building $219,099
2022$2,251.00 Homeowner's exemption$177,126$215,287 Land $27,000 Building $188,287

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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