3102 Duffer Rd, Sebring, FL 33872 Property Records

Highlands County property record for 3102 Duffer Rd, Sebring, FL 33872 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage2,796 sqft Living Area
Lot Size21,500 sqft (0.493 acres)
OccupancyOwner Occupied
Last Sale$230,000 (2021)
Tax Bill$2,732.00 (2024)

Property Details

APN / Parcel Number

Primary APNC344802200002030
Alternative APN
  • C-34-34-28-022-0000-2030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area2,796 sqft Living Area
1st Floor1,413 sqft 1st Floor
2nd Floor874 sqft 2nd Floor
Upper Floors874 sqft Upper Floors
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1995
Exterior MaterialAluminum Siding Exterior
Construction TypeWood Frame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area21,500 sqft (0.493 acres)
Depth X Width215 ft x 100 ft Depth x Width
Driveway1 Driveway
Driveway Area1,258 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area576 sqft Garage

Exterior Amenities

Pool TypePool with Hot Tub/Spa Pool Type
Pool Area450 sqft Pool
FenceFence
Patio Area534 sqft Patio
PorchOpen Porch
Porch Area457 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel NumberC344802200002030
Street Address3102 DUFFER RD
CitySEBRING
StateFL
Zip33872-1281
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 203
Legal Range28E
Legal Township34S
Legal Section34
Legal SubdivisionGOLF HAMMOCK UNIT 3
Legal Lot Number203
Legal Unit3
JurisdictionHIGHLANDS FL
Minor Civil DivisionSEBRING
Census Blockgroup4
Census Block4023
Census Tract960602

Owner

Source: Highlands County records · APN C344802200002030

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3102 DUFFER RD, SEBRING, FL 33872-1281
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2021Warranty Deed, Transfer · Conventional Mortgage
CELEBRITY HOME LOANS LLC
Jun 02, 2020Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 16, 2021 · Amount on Record
Deed SaleJul 16, 2021 · Amount on Record
Prior SaleFeb 27, 2012 · Amount on Record
Deed Doc Number2044199
Deed Book / Page2837 / 1507
Record RefreshedJun 08, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJul 16, 2021
Property Address3102 DUFFER RD, SEBRING, FL 33872-1281
Document Number0002044199
Book / Page2837 / 1507
Map ReferenceMB 14 PG 10
Instrument DateJul 15, 2021
Instrument2044199
Transaction TypeTransfer
Record UpdatedJul 28, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3102 DUFFER RD, 3102, SEBRING, FL 33872-1281

Transferred To (Grantee/Buyer)

NameVerified Name
Address3102 DUFFER RD, SEBRING, FL 33872-1281

Mortgage

Document Number0028371509
DateJul 16, 2021
Instrument2837/1509
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3102 DUFFER RD, SEBRING, FL 33872-1281
Document Number0001988563
Instrument DateJun 02, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3102 DUFFER RD SEBRING FL 338721281, SEBRING, FL 33872-1281

Mortgage

Document Number0001988563
DateJun 15, 2020
Book Page002757/001340
Instrument1988563
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 14, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$220,020 (+5.99%)$287,033 (-2.09%) Land $28,500 Building $258,533
2024$2,732.00 (+2.28%)
2023$2,671.00 (-32.1%) Homeowner's exemption$207,591 (-18.71%)$293,155 (+14.79%) Land $27,000 Building $266,155
2022$3,934.00$255,380 Land $27,000 Building $228,380$255,380 Land $27,000 Building $228,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 1,667 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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