Highlands County property record for 3010 Duffer Rd, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,558 sqft · built 1988 |
| Lot Size | 0.493 acres (21,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (Jul 1988) |
| Tax Bill | $2,180 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C344802200002040 |
| Primary APN | C344802200002040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,558 sqft Living Area |
| 1st Floor Area | 2,074 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,500 sqft (0.493 acres) |
| Lot Dimensions | 215 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 544 sqft |
| Driveway | Driveway |
| Driveway Area | 900 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 526 sqft |
| Patio Area | 538 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C344802200002040 |
|---|---|
| Street Address | 3010 DUFFER RD |
| City | SEBRING |
| State | FL |
| Zip | 33872-1206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | GOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 204 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 34 |
| Legal Subdivision | GOLF HAMMOCK UNIT 3 |
| Legal Lot Number | 204 |
| Legal Unit | 3 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 960602 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3010 DUFFER RD, SEBRING, FL 33872-1206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 1988 · Amount on Record |
| Deed Sale | Jul 19, 1988 · Amount on Record |
| Deed Document Number | 0001006636 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3010 DUFFER RD, SEBRING, FL 33872-1206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3010 DUFFER RD, SEBRING, FL 33872-1206 |
| Document Number | 0001997869 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 2771/1492 |
| Instrument | 1997869 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $177,626 (+5.99%) | $275,336 (-1.99%) Land $28,500 Building $246,836 | |
| 2024 | $2,180.00 (+2.78%) | ||
| 2023 | $2,121.00 (+1.78%) Homeowner's exemption | $167,592 (+3%) | $280,915 (+14.73%) Land $27,000 Building $253,915 |
| 2022 | $2,084.00 Homeowner's exemption | $162,711 | $244,842 Land $27,000 Building $217,842 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 8 (2017–2022) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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