Highlands County property record for 3103 Duffer Rd, Sebring, FL 33872 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,702 sqft Living Area |
| Lot Size | 20,000 sqft (0.459 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $375,000 (2026) |
| Tax Bill | $2,515.00 (2025) |
| Primary APN | C344802200001390 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,702 sqft Living Area |
| Gross Area | 2,174 sqft Gross Area |
| 1st Floor Area | 1,160 sqft 1st Floor |
| Upper Floors Area | 910 sqft Upper Floors |
| Stories | 2 Stories |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Driveway | Asphalt Driveway |
| Driveway Area | 680 sqft Driveway |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 250 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 200 sqft Shed |
| Deck Area | 120 sqft Deck |
| Patio Area | 641 sqft Patio |
| Porch | Screened Porch |
| Porch Area | 410 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3103 DUFFER RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-1245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 139 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 34 |
| Legal Subdivision | GOLF HAMMOCK UNIT 3 |
| Legal Lot Number | 139 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 960602 |
Source: Highlands County records · APN C344802200001390
Assessment roll updated December 10, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 74 CHINQUAPIN PASS, DADEVILLE, AL 36853-4630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Jun 04, 2020 | Deed of Trust, Mortgage · VA Mortgage METROPLEX MORTGAGE SERVICES INC |
| Aug 07, 2017 | Warranty Deed, Transfer · VA Mortgage METROPLEX MORTGAGE SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2026 · Amount on Record |
| Deed Sale | May 19, 2026 · Amount on Record |
| Prior Sale | Aug 07, 2017 · Amount on Record |
| Deed Document Number | 20262313609 |
| Deed Book / Page | 3193 / 1429 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 19, 2026 |
| Property Address | 3103 DUFFER RD, SEBRING, FL 33872-1245 |
| Document Number | 0002313609 |
| Book / Page | 3193 / 1429 |
| Instrument Date | May 18, 2026 |
| Instrument | 2026.2313609 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265,125.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 CHINQUAPIN PASS, DADEVILLE, AL 36853-4630 |
| Document Number | 0002313610, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 2026.2313610 |
| Name | USAA FSB |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3103 DUFFER RD, SEBRING, FL 33872-1245 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001987648 |
|---|---|
| Date | Jun 04, 2020 |
| Book Page | 2756/533 |
| Instrument | 1987648 |
| Name | METROPLEX MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33614 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 07, 2017 |
| Property Address | 3103 DUFFER RD, SEBRING, FL 33872-1245 |
| Document Number | 0001861786 |
| Book / Page | 2592 / 1923 |
| Map Reference | MB14 PG10 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 1861786 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3103 DUFFER RD, 3103, SEBRING, FL 33872-1245 |
| Name | Verified Name |
|---|---|
| Address | 5207 SHAD DR, SEBRING, FL 33870-8433 |
| Document Number | 0001861787 |
|---|---|
| Date | Aug 07, 2017 |
| Instrument | 1861787 |
| Name | METROPLEX MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,515.00 (+3.07%) Homeowner's exemption | $199,319 (+7.97%) | $273,544 (-0.76%) Land $28,500 Building $245,044 |
| 2024 | $2,440.00 (+4.45%) | ||
| 2023 | $2,336.00 (+1.61%) Homeowner's exemption | $184,600 (+3%) | $275,647 (+14.04%) Land $27,000 Building $248,647 |
| 2022 | $2,299.00 Homeowner's exemption | $179,223 | $241,713 Land $27,000 Building $214,713 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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