3106 Duffer Rd, Sebring, FL 33872 Property Records

Highlands County property record for 3106 Duffer Rd, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,093 sqft · built 1987
Lot Size	0.493 acres (21,500 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Feb 2024)
Tax Bill	$3,531 (2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C344802200002020`

Property Details

APN / Parcel Number

Primary APN	`C344802200002020`
Alternative APN	`C-34-34-28-022-0000-2020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,093 sqft Living Area
1st Floor Area	1,629 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,500 sqft (0.493 acres)
Lot Dimensions	215 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	536 sqft
Driveway	Driveway
Driveway Area	896 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C344802200002020
Street Address	3106 DUFFER RD
City	SEBRING
State	FL
Zip	33872-1281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 202
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 3
Legal Lot Number	202
Legal Unit	3
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4023
Census Tract	960602

Owner

Source: Highlands County records · APN C344802200002020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3106 DUFFER RD, SEBRING, FL 33872-1281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 2024 · Amount on Record
Deed Sale	Feb 28, 2024 · Amount on Record
Deed Document Number	2191929
Deed Book / Page	3028 / 652
Record Updated	Jun 08, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 28, 2024
Property Address	3106 DUFFER RD, SEBRING, FL 33872-1281
Document Number	0002191929
Book / Page	3028 / 652
Map Reference	MB 14 PG 10
Instrument Date	Feb 21, 2024
Instrument	2191929
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 TULLY DR, ANDERSON, SC 29621-7668

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 DUFFER RD, SEBRING, FL 33872-1281

Mortgage

Document Number	0003028655
Date	Feb 28, 2024
Instrument	3028/655

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$222,285 (+76.77%) Land $28,500 Building $193,785	$222,285 (-1.17%) Land $28,500 Building $193,785
2024	$3,531.00 (+142.85%)
2023	$1,454.00 (-2.22%) Homeowner's exemption Widower's exemption	$125,745 (+3%)	$224,926 (+15.13%) Land $27,000 Building $197,926
2022	$1,487.00 Homeowner's exemption	$122,083	$195,373 Land $27,000 Building $168,373

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 231 locations within half a mile of this property.

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