Grayson County property record for 3102 Frances Dr, Denison, TX 75020
| Property Type | Single Family Home |
|---|---|
| Details | 1,682 sqft · built 1966 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $91,800 (May 2011) |
| Tax Bill | $1,195 (2024) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D048 3082012 |
| Primary APN | D048 3082012 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,682 sqft Living Area |
| Gross Area | 2,207 sqft |
| 1st Floor Area | 1,682 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 462 sqft |
| Utility Building | 160 sqft |
| Street Address | 3102 FRANCES DR |
|---|---|
| City | DENISON |
| State | TX |
| Zip | 75020-7308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND PARK ESTATE SEC 1, BLOCK 5, LOT 25, ACRES 0.2296 |
| Legal Subdivision | HIGHLAND PARK ESTATE SEC 1 |
| Legal Block | 5 |
| Legal Lot Number | 25 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 901 |
3102 Frances Dr is owned and occupied by two individuals who bought it in May 2011.
Source: Grayson County records, as of August 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3102 FRANCES DR, DENISON, TX 75020-7308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2011 · Amount on File |
| Deed Sale | May 17, 2011 · Amount on File |
| Prior Sale | Jan 11, 2011 · Amount on File |
| Deed Document Number | 20119382 |
| Deed Book / Page | 4962 / 225 |
| Prior Transfer Date | Jan 4, 2011 |
| Prior Transfer Doc | 0000000642 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 3102 FRANCES DR, DENISON, TX 75020-7308 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000738 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 5933/00895 |
| Instrument | 2017-00000738 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 132 Months |
| Due | Jan 1, 2028 |
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $181,926 | $197,111 Land $80,000 Building $117,111 | |
| 2024 | $1,195.00 | ||
| 2023 | $166,064 Land $44,800 Building $121,264 | $166,064 Land $44,800 Building $121,264 | |
| 2022 | $2,233.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3102 Frances Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1982–2017) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Aug 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3102 Frances Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENISON serves 27,500 people · EPA ID TX0910003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
May also be available: Nextlink, TekWav.
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