3106 Frances Dr, Denison, TX 75020 Property Records

Grayson County property record for 3106 Frances Dr, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	2,171 sqft · built 1968
Lot Size	0.217 acres (9,479 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Oct 2018 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D048 3082010`

Property Details

APN / Parcel Number

Primary APN	`D048 3082010`
Alternative APN	`151014`

Interior

Building Area	2,171 sqft Living Area
Gross Area	2,595 sqft
1st Floor Area	2,171 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1998
Lot Area	9,479 sqft (0.217 acres)
Lot Dimensions	100 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	495 sqft
Utility Building	24 sqft

Location & Zoning

Account Number	151014
Old Parcel Number	D048 3082010
Street Address	3106 FRANCES DR
City	DENISON
State	TX
Zip	75020-7308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND PARK ESTATE SEC 1, BLOCK 5, LOT 23, ACRES .2176
Legal Subdivision	HIGHLAND PARK ESTATE SEC 1
Legal Block	5
Legal Lot Number	23
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1008
Census Tract	901

Owner

3106 Frances Dr is owned and occupied by an individual who acquired it in May 2016.

Source: Grayson County records, as of October 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	829 COUNTY ROAD SW 3010, MOUNT VERNON, TX 75457-6546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2018	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Dec 11, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 10, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2016
Deed Sale	May 13, 2016
Prior Sale	Sep 7, 2012
Deed Document Number	2016-00009887
Deed Book / Page	5805 / 00285
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	3106 FRANCES DR, DENISON, TX 75020-7308
Document Number	0000022956
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3106 FRANCES DR DENISON TX 750207308, DENISON, TX 75020-7308

Mortgage

Document Number	0000022956
Date	Oct 10, 2018
Instrument	22956

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	3106 FRANCES DR, DENISON, TX 75020-7308
Document Number	0000029014
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3106 PRANCES DR DENISON TX 75020, DENISON, TX 75020

Mortgage

Document Number	0000029014
Date	Dec 19, 2017
Instrument	29014

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	3106 FRANCES DR, DENISON, TX 75020-7308
Document Number	0000011377
Book / Page	006006 / 000516
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3106 FRANCES DR DENISON TX 750207308, DENISON, TX 75020-7308

Mortgage

Document Number	0000011377
Date	May 30, 2017
Book Page	006006/000516
Instrument	11377

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$269,118 Land $76,504 Building $197,640	$274,144 Land $76,504 Building $197,640
2023	$261,610 Land $44,651 Building $216,959	$261,610 Land $44,651 Building $216,959

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3106 Frances Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1982–2017)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3106 Frances Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Nextlink, TekWav.

Nearby Properties on Frances Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures