3104 Frances Dr, Denison, TX 75020 Property Records

Grayson County property record for 3104 Frances Dr, Denison, TX 75020

Property Summary

Property TypeSingle Family Home
Details2,640 sqft · built 1968
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on File
Last Sale$327,400 (Oct 2021)
Tax Bill$5,956 (2024)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APND048 3082011

Property Details

APN / Parcel Number

Primary APND048 3082011
Alternative APN
  • 151015

Interior

Stories1 Story
Building Area2,640 sqft Living Area
Gross Area2,864 sqft
1st Floor Area2,640 sqft
Upper Floors Area1,072 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1995
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage TypeAttached
Garage Area224 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area190 sqft

Location & Zoning

Street Address3104 FRANCES DR
CityDENISON
StateTX
Zip75020-7308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND PARK ESTATE SEC 1, BLOCK 5, LOT 24, ACRES .2296
Legal SubdivisionHIGHLAND PARK ESTATE SEC 1
Legal Block5
Legal Lot Number24
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1008
Census Tract901

Owner

3104 Frances Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Grayson County records, as of August 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3104 FRANCES DR, DENISON, TX 75020-7308
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2021 · Amount on File
Deed SaleOct 18, 2021 · Amount on File
Prior SaleFeb 26, 2007 · Amount on File
Deed Document Number202135271
Prior Transfer DateOct 14, 2021
Prior Transfer Doc0000035271
Record UpdatedSep 20, 2026

October 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateOct 18, 2021
Property Address3104 FRANCES DR, DENISON, TX 75020-7308
Document Number0000035271
Map ReferenceVOL 3 PG 90
Instrument DateOct 14, 2021
Instrument2021-00035271
Transaction TypeTransfer
Record UpdatedNov 3, 2021
Title CompanyRED RIV TITLE COMPANY, RED RIVER TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address99 LANE 84 OAK BLVD, 99, POTTSBORO, TX 75076

Transferred To (Grantee/Buyer)

NameVerified Name
Address3104 FRANCES DR, DENISON, TX 75020-7308

Mortgage

Document Number0000035272
DateOct 18, 2021
Instrument2021-00035272
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$346,028$347,239 Land $80,000 Building $267,239
2024$5,956.00
2023$351,359 Land $44,800 Building $306,559$351,359 Land $44,800 Building $306,559
2022$5,837.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3104 Frances Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims8 (1982–2017)
Claims Outside the SFHA1 of 8
Most Recent ClaimAug 2017 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3104 Frances Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENISON
serves 27,500 people · EPA ID TX0910003
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50

May also be available: Nextlink, TekWav.

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