Emmet County property record for 3100 River Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.5 acres (152,460 sqft) |
| Owner | Company Name on Record |
| Last Sale | $7,000 (Oct 2017) |
| Tax Bill | $1,759 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage Oct 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-20-200-008 |
| Primary APN | 01-19-20-200-008 |
|---|
| Lot Area | 152,460 sqft (3.5 acres) |
|---|
| Street Address | 3100 RIVER RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | COM AT NW COR OF NE 1/4 OF NE 1/4, E 675.85 FT TO W LN OF HWY, TH SE'LY ALG HWY 434.9 FT TO POB, TH CONT SE'LY ALG HWY 250 |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 20 |
| Legal Subdivision | S20 T34N R5W |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970600 |
Source: Emmet County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4589 GREENWOOD RD, PETOSKEY, MI 49770-9560 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Oct 31, 2017 | Warranty Deed, Transfer TALON TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2017 · Amount on Record |
| Deed Sale | Oct 31, 2017 · Amount on Record |
| Prior Sale | Jun 1, 2010 · Amount on Record |
| Deed Document Number | 20175151809 |
| Deed Book / Page | 1198 / 925 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3100 RIVER RD, PETOSKEY, MI 49770-8856 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4589 GREENWOOD RD, PETOSKEY, MI 49770-9560 |
| Document Number | 0000001222/0000000532 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 0000001222/0000000532 |
| Instrument | 5175474 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Oct 31, 2017 |
| Property Address | 3100 RIVER RD, PETOSKEY, MI 49770-8856 |
| Document Number | 1198/0925 |
| Book / Page | 1198 / 0925 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 5151809 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | TALON TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $602.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3100 RIVER RD, 3100, PETOSKEY, MI 49770-8856 |
| Name | Verified Name |
|---|---|
| Address | 4589 GREENWOOD RD, PETOSKEY, MI 49770-9560 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,800 (+72.75%) Land $74,800 | $149,600 (+72.75%) Land $149,600 | |
| 2024 | $1,759.00 | ||
| 2023 | $43,300 Land $43,300 | $86,600 Land $86,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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