2766 River Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 2766 River Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,620 sqft · built 2002
Lot Size	2.64 acres (114,998 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Jul 2017)
Tax Bill	$2,135 (2024)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-19-17-400-015`

Property Details

APN / Parcel Number

Primary APN	`01-19-17-400-015`

Interior

Full Baths	2 Baths
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Lot Area	114,998 sqft (2.64 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2766 RIVER RD
City	PETOSKEY
State	MI
Zip	49770-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-1
Legal Description	COM 471.52 FT N OF S 1/4 COR FOR POB, TH CONT N 574.78 FT, S-88-58-53-E 200.04 FT, S 575.27 FT, TH N-88-50-21-W 200.05 FT TO POB, INC EASEMENT, SECTION 17, T34N, R5W. 2.64 AC M/L.
Legal Range	05W
Legal Township	34N
Legal Section	17
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2002
Census Tract	970600

Owner

2766 River Rd is owned and occupied by an individual who bought it in July 2017.

Source: Emmet County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2766 RIVER RD, PETOSKEY, MI 49770-9000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Prior Sale	Sep 30, 2002
Deed Document Number	20175149111
Deed Book / Page	1196 / 237
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jul 14, 2017
Property Address	2766 RIVER RD, PETOSKEY, MI 49770-9000
Document Number	1196/0237
Book / Page	1196 / 0237
Instrument Date	Jul 11, 2017
Instrument	5149111
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	TALON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2766 RIVER RD, 2766, PETOSKEY, MI 49770-9000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1991 MARLEWOOD DR, PETOSKEY, MI 49770-9533

Mortgage

Document Number	1196/0238
Date	Jul 14, 2017
Book Page	1196/0238
Instrument	5149112

Lender

Name	CHEMICAL BANK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,600 Land $18,000 Building $141,600	$319,200 Land $36,000 Building $283,200
2024	$2,135.00
2023		$104,700 Land $12,500 Building $92,200	$209,400 Land $25,000 Building $184,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2766 River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2766 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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