Emmet County property record for 3020 River Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,272 sqft |
| Lot Size | 1.77 acres (77,101 sqft) |
| Owner | Company Name on File |
| Last Sale | $87,000 (Oct 2021) |
| Tax Bill | $2,780 (2024) |
| Deeds & Mortgages | Nov 2019 Mortgage Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-20-200-003 |
| Primary APN | 01-19-20-200-003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| Basement Area | 1,272 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 77,101 sqft (1.77 acres) |
| Garage Area | 1,404 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3020 RIVER RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | PT OF NE ? OF NE ? OF SECTION 20, COM AT NE COR OF SD SEC, TH N87?57?08?W 646.49 FT ALG N LN OF SD SEC TO POB, TH CONT ALG SD |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 20 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970600 |
Source: Emmet County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 326 E DIVISION ST, 73, BOYNE CITY, MI 49712-1574 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 18, 2019 | Deed of Trust, Mortgage CHARLEVOIX STATE BANK |
| Oct 19, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on Record |
| Deed Sale | Oct 19, 2021 · Amount on Record |
| Prior Sale | Jun 25, 2004 · Amount on Record |
| Deed Document Number | 20215191098 |
| Deed Book / Page | 1238 / 136 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3020 RIVER RD, PETOSKEY, MI 49770-8856 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001217/0000000023 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 0000001217/0000000023 |
| Instrument | 5169943 |
| Name | CHARLEVOIX STATE BANK |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Oct 19, 2021 |
| Property Address | 3020 RIVER RD, PETOSKEY, MI 49770-8856 |
| Document Number | 001238/136 |
| Book / Page | 1238 / 136 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 5191098 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3155 JENSEN RD, PETOSKEY, MI 49770-9525 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,100 (+51.57%) Land $12,000 Building $94,100 | $212,200 (+51.57%) Land $24,000 Building $188,200 | |
| 2024 | $2,780.00 | ||
| 2023 | $70,000 Land $8,400 Building $61,600 | $140,000 Land $16,800 Building $123,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Lakes Energy Connections Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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