209 Prospect Ave, Gilby, ND 58235 Property Records

Grand Forks County property record for 209 Prospect Ave, Gilby, ND 58235

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,174 sqft · built 1900
Lot Size	0.16 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$129,900 (Sep 2020)
Tax Bill	$1,461 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43000100081000`

Property Details

APN / Parcel Number

Primary APN	`43000100081000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,174 sqft Living Area
1st Floor Area	880 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached

Location & Zoning

Street Address	209 PROSPECT AVE
City	GILBY
State	ND
Zip	58235-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB: 430001 BLK: 11 LOT: 11 L11B11
Legal Subdivision	LEASED SITES-GOVERNMENTAL PROPERTY
Legal Block	11
Legal Lot Number	11
Jurisdiction	GRAND FORKS ND
Township / Civil Division	GILBY
Census Block Group	1
Census Block	1309
Census Tract	11400

Owner

209 Prospect Ave is owned by two individuals who bought it in September 2020.

Source: Grand Forks County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 124, GILBY, ND 58235-0124
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 28, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
May 28, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST CLASS MTG 3 INC
Jul 18, 2016	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	May 28, 2019 · Amount on File
Deed Document Number	2020805988
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Sep 28, 2020
Property Address	209 PROSPECT AVE, GILBY, ND 58235-3538
Document Number	805988
Instrument Date	Sep 25, 2020
Instrument	805988
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 124, GILBY, ND 58235-0124

Mortgage

Document Number	805989
Date	Sep 28, 2020
Instrument	805989

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Sep 28, 2020
Property Address	209 PROSPECT AVE, GILBY, ND 58235-3538
Document Number	0000805988
Instrument Date	Sep 25, 2020
Instrument	805988
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 124, GILBY, ND 58235-0124

Mortgage

Document Number	0000805989
Date	Sep 28, 2020
Instrument	805989

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND FORKS ND
Recording Date	May 28, 2019
Property Address	209 PROSPECT AVE, GILBY, ND 58235-3538
Document Number	0000792178
Instrument Date	May 24, 2019
Instrument	792178
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4278 UNIVERSITY AVE, GRAND FORKS, ND 58203-1995

Mortgage

Document Number	0000792179
Date	May 28, 2019
Instrument	792179

Lender

Name	FIRST CLASS MTG 3 INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Jul 18, 2016
Property Address	209 PROSPECT AVE, GILBY, ND 58235-3538
Document Number	0000765123
Map Reference	DD X PG 475
Instrument Date	Jul 15, 2016
Instrument	765123
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 187, GILBY, ND 58235-0187

Tax Assessment & Valuation

The 2025 property tax bill for 209 Prospect Ave was $1,461.

Source: Grand Forks County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Grand Forks County
Municipality	Gilby City
Unified School District	Midway Public School District 128 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,461.00	$72,100 Land $1,900 Building $70,200	$144,200 Land $3,800 Building $140,400
2023	$1,358.00	$66,150 Land $1,900 Building $64,250	$132,300 Land $3,800 Building $128,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1997–2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2022 · Severe Winter Storm And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGASSIZ WATER USERS DISTRICT private · serves 3,438 people · EPA ID ND1801056
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Polar Telecommunications Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Prospect Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures