310 Cumberland Ave, Ormond Beach, FL 32174 Property Records

Volusia County property record for 310 Cumberland Ave, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,563 sqft · built 1973
Lot Size0.275 acres (12,000 sqft)
OwnerIndividual Name on Record
Last Sale$394,500 (Jun 2024)
Tax Bill$2,477 (2025)
Deeds & MortgagesFeb 2023 Transfer
Mar 2022 Mortgage
Flood ZoneZone AE (high risk)
APN4240-03-08-0011

Property Details

APN / Parcel Number

Primary APN4240-03-08-0011
Alternative APNs
  • 32144003080011
  • 3155840.0
  • 3155840

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,563 sqft Living Area
1st Floor Area1,563 sqft
FlooringCombination, Other
Interior WallsPlaster

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1995
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchOpen Porch
Porch Area289 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3155840.0
Old Parcel Number32144003080011
Street Address310 CUMBERLAND AVE
CityORMOND BEACH
StateFL
Zip32174-5238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3C
Legal DescriptionW 50 FT OF LOTS 1 & 2 & OF N 20 FT OF LOT 3 & N 120 FT OF LOT 28 BLK 8 ORMOND TERRACE ANNEX MB 10 PG 137 PER OR 1665 PG 0385
Legal Range32E
Legal Township14S
Legal Section40
Legal SubdivisionTERRACE
Legal Tract3
Legal Block8
Legal Lot Number28,3 2
JurisdictionVOLUSIA FL
Township / Civil DivisionORMOND BEACH
Census Block Group2
Census Block2012
Census Tract80700

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address310 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 16, 2022Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2024 · Amount on Record
Deed SaleJun 14, 2024 · Amount on Record
Prior SaleFeb 10, 2023
Deed Document Number2024115768
Deed Book / Page8569 / 3517
Record UpdatedJun 8, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVOLUSIA FL
Recording DateFeb 10, 2023
Property Address310 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5238
Document Number0083670753
Book / Page8367 / 753
Map ReferenceMB 10 PG 137
Instrument DateJan 30, 2023
Instrument2023027822
Transaction TypeTransfer
Record UpdatedMar 8, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address310 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5238

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5238

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address310 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5238
Transaction TypeMortgage
Record UpdatedApr 5, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5238

Mortgage

Document Number0082204473
DateMar 16, 2022
Book Page8220/4473
Instrument2022062009
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term260 Months
DueNov 1, 2043

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,477.00 (+74.56%) Homeowner's exemption$181,481 (+41.07%)$349,084 (+16.44%) Land $59,800 Building $289,284
2023$1,419.00 (+4.03%) Homeowner's exemption$128,647 (+3%)$299,805 (+13.66%) Land $54,280 Building $245,525
2022$1,364.00 Homeowner's exemption$124,900$263,783 Land $54,280 Building $209,503

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims66 (1979–2024)
Claims Outside the SFHA15 of 66
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 7 claims
  • Hurricane Irma, Sep 2017 · 10 claims
  • Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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