276 Cumberland Ave, Ormond Beach, FL 32174 Property Records

Volusia County property record for 276 Cumberland Ave, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1986
Lot Size	0.175 acres (7,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$283,000 (Dec 2005)
Tax Bill	$2,340 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`4240-06-00-0090`

Property Details

APN / Parcel Number

Primary APN	`4240-06-00-0090`
Alternative APNs	`32144006000090` `3156722.0` `3156722`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,650 sqft (0.175 acres)
Lot Dimensions	102 ft deep x 75 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	210 sqft
Porch	Open Porch
Porch Area	263 sqft
Patio Area	490 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3156722.0
Old Parcel Number	32144006000090
Street Address	276 CUMBERLAND AVE
City	ORMOND BEACH
State	FL
Zip	32174-5279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3C
Legal Description	LOT 9 SHERRIS SUB MB 37 PG 108 PER OR 5801 PG 3219 PER OR 5596 PG 2701 PER OR 5729 PG 871PER OR 7157 G 2909
Legal Range	32E
Legal Township	14S
Legal Section	40
Legal Subdivision	SHERRIS
Legal Tract	6
Legal Lot Number	9
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	2
Census Block	2004
Census Tract	80700

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	276 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 21, 2005 · Amount on Record
Deed Sale	Dec 21, 2005 · Amount on Record
Prior Sale	Dec 21, 2005 · Amount on Record
Deed Document Number	0057290871
Deed Book / Page	5729 / 0871
Last Transfer Date	Aug 31, 2015
Transfer Doc	0071572909
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	276 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5279
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085392474
Date	Apr 8, 2024
Book Page	8539/2474
Instrument	2024065887

Lender

Name	POWER FINANCIAL CU
Type	Credit Union
Address	2020 NW 150TH AVE STE 100, PEMBROKE PINES, FL 33028

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 13, 2049

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,340.00 (+17.29%) Homeowner's exemption	$173,755 (+5.99%)	$339,835 (+12.84%) Land $60,600 Building $279,235
2023	$1,995.00 (+3.64%) Homeowner's exemption	$163,941 (+3%)	$301,174 (+5.71%) Land $41,284 Building $259,890
2022	$1,925.00 Homeowner's exemption	$159,166	$284,913 Land $41,284 Building $243,629

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	66 (1979–2024)
Claims Outside the SFHA	15 of 66
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Irma, Sep 2017 · 10 claims Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20