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278 Cumberland Ave, Ormond Beach, FL 32174 Property Records

Volusia County property record for 278 Cumberland Ave, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,859 sqft · built 1987
Lot Size0.176 acres (7,650 sqft)
OwnerIndividual Name on File
Last Sale$451,000 (Apr 2023)
Tax Bill$6,030 (2025)
Deeds & MortgagesApr 2023 Sale
Flood ZoneZone X (moderate risk)
APN4240-06-00-0100

Property Details

APN / Parcel Number

Primary APN4240-06-00-0100
Alternative APNs
  • 32144006000100
  • 40143206000100
  • 3156731.0
  • 3156731

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,859 sqft Living Area
Gross Area2,341 sqft
1st Floor Area1,859 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,650 sqft (0.176 acres)
Lot Dimensions102 ft deep x 75 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area482 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area295 sqft
Deck Area324 sqft
Patio Area77 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3156731
Street Address278 CUMBERLAND AVE
CityORMOND BEACH
StateFL
Zip32174-5279
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 SHERRIS SUB MB 37 PG 108 PER OR 4782 PG 4904 PER OR 5310 PG 2795 PER OR 5442 PG 3305 PER OR 7195 PG 2518 PER OR 8389 PG 1333
Legal Range32E
Legal Township14S
Legal Section40
Legal SubdivisionSHERRIS SUB MB
Legal Tract06
Legal Lot Number10
JurisdictionVOLUSIA FL
Township / Civil DivisionORMOND BEACH
Census Block Group2
Census Block2004
Census Tract80700

Owner

278 Cumberland Ave is owned by an individual who bought it in April 2023.

Source: Volusia County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address410 BEAVER VALLEY PIKE, WILLOW STREET, PA 17584-9539
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2023 · Amount on File
Deed SaleApr 5, 2023 · Amount on File
Prior SaleDec 14, 2015 · Amount on File
Deed Document Number202367557
Deed Book / Page8389 / 1333
Prior Transfer DateNov 11, 2004
Prior Transfer Doc0000295537
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateApr 5, 2023
Property Address278 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5279
Document Number0083891333
Book / Page8389 / 1333
Map ReferenceMB 37 PG 108
Instrument DateMar 31, 2023
Instrument2023067557
Transaction TypeTransfer
Record UpdatedMay 10, 2023
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount on Record
Tax$3,157.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address90 WOODBOURNE LN, ORMOND BEACH, FL 32174-4646

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 BEAVER VALLEY PIKE, WILLOW STREET, PA 17584-9539

Tax Assessment & Valuation

The 2025 property tax bill for 278 Cumberland Ave was $6,030.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$380,189 (+3.16%) Land $60,600 Building $319,589$380,189 (+3.16%) Land $60,600 Building $319,589
2025$6,030.00$368,550 Land $60,600 Building $307,950$368,550 Land $60,600 Building $307,950
2023$1,703.00 (+4.35%) Senior Citizen's exemption$170,311 (+3%)$305,823 (+5.69%) Land $41,284 Building $264,539
2022$1,632.00 Senior Citizen's exemption$165,350$289,361 Land $41,284 Building $248,077

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 278 Cumberland Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims66 (1979–2024)
Claims Outside the SFHA15 of 66
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 7 claims
  • Hurricane Irma, Sep 2017 · 10 claims
  • Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 278 Cumberland Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber		10,000 / 10,000
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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