Volusia County property record for 277 Cumberland Ave, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,718 sqft · built 1987 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Nov 2012) |
| Tax Bill | $6,239 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 4240-03-06-0130 |
| Primary APN | 4240-03-06-0130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,718 sqft Living Area |
| Gross Area | 2,180 sqft |
| 1st Floor Area | 1,718 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 200 ft deep x 75 ft wide |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 208 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3155572 |
|---|---|
| Street Address | 277 CUMBERLAND AVE |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-5280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 & W 12.5 FT OF LOT 12 & E 12.5 FT OF LOT 14 BLK 6 ORMOND TERR ANNEX MB 10 PG 137 PER OR 3056 PG 1814 PER DC 4563 PG 0431 PER OR 6412 PG 3197 |
| Legal Range | 32E |
| Legal Township | 14S |
| Legal Section | 40 |
| Legal Subdivision | ORMOND TERR ANNEX MB |
| Legal Tract | 03 |
| Legal Block | 6 |
| Legal Lot Number | 12-14 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | ORMOND BEACH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 80700 |
Source: Volusia County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 277 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2012 · Amount on Record |
| Deed Sale | Nov 19, 2012 · Amount on Record |
| Prior Sale | Nov 2, 2009 · Amount on Record |
| Deed Document Number | 2012210467 |
| Deed Book / Page | 6784 / 2953 |
| Prior Transfer Date | Oct 26, 2009 |
| Prior Transfer Doc | 0064123197 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 277 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5280 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | BOSTON NATIONAL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0074333926 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 7433/3926 |
| Instrument | 2017-155784 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2032 |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,752 (+0.84%) Land $113,400 Building $283,352 | $396,752 (+0.84%) Land $113,400 Building $283,352 | |
| 2025 | $6,239.00 (+15.52%) | $393,433 (+5.76%) Land $113,400 Building $280,033 | $393,433 (+5.76%) Land $113,400 Building $280,033 |
| 2023 | $5,401.00 (+7.53%) | $371,994 (+4.71%) Land $113,400 Building $258,594 | $371,994 (+4.71%) Land $113,400 Building $258,594 |
| 2022 | $5,023.00 | $355,271 Land $113,400 Building $241,871 | $355,271 Land $113,400 Building $241,871 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 66 (1979–2024) |
| Claims Outside the SFHA | 15 of 66 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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