Volusia County property record for 320 Cumberland Ave, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,462 sqft · built 1973 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $297,000 (May 2021) |
| Tax Bill | $4,018 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 4240-03-08-0260 |
| Primary APN | 4240-03-08-0260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,462 sqft Living Area |
| 1st Floor Area | 1,462 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 302 sqft |
| Patio Area | 126 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3155955.0 |
|---|---|
| Old Parcel Number | 32144003080260 |
| Street Address | 320 CUMBERLAND AVE |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-5238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3C |
| Legal Description | LOTS 26 & 27 BLK 8 ORMOND TERR ANNEX MB 10 PG 137 PER OR 2900 PG 0948 PER OR 6844 PG 1086 PER OR 6864 PG 4425 PER OR 7589 PG |
| Legal Range | 32E |
| Legal Township | 14S |
| Legal Section | 40 |
| Legal Subdivision | ORMOND |
| Legal Tract | 3 |
| Legal Block | 8 |
| Legal Lot Number | 26-27 27 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | ORMOND BEACH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 80700 |
Source: Volusia County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 320 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on Record |
| Deed Sale | May 27, 2021 · Amount on Record |
| Prior Sale | Aug 28, 2018 · Amount on Record |
| Deed Document Number | 2021-124147 |
| Deed Book / Page | 8055 / 1888 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | May 27, 2021 |
| Property Address | 320 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5238 |
| Document Number | 0080551888 |
| Book / Page | 8055 / 1888 |
| Map Reference | MB 10 PG 137 |
| Instrument Date | May 11, 2021 |
| Instrument | 2021-124147 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,079.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6525 S JUNIPER ST, 6525, TEMPE, AZ 85283-3921 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 350 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5238 |
| Document Number | 80551889 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 8055/1889 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Aug 28, 2018 |
| Property Address | 320 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5238 |
| Document Number | 0075894917 |
| Book / Page | 7589 / 4917 |
| Map Reference | MB 10 PG 137 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 2018-173700 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | WATERSIDE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 155 S HALIFAX AVE, 155, DAYTONA BEACH, FL 32118-4481 |
| Name | Verified Name |
|---|---|
| Address | 6525 S JUNIPER ST, TEMPE, AZ 85283-3921 |
| Document Number | 2018173701 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 2018-173701 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Volusia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,018.00 (+16.43%) Homeowner's exemption | $268,271 (+5.99%) | $286,944 (+0.63%) Land $58,240 Building $228,704 |
| 2023 | $3,451.00 (+3.2%) Homeowner's exemption | $253,118 (+3%) | $285,141 (+16.03%) Land $52,864 Building $232,277 |
| 2022 | $3,344.00 Homeowner's exemption | $245,746 Land $52,864 Building $192,882 | $245,746 Land $52,864 Building $192,882 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 66 (1979–2024) |
| Claims Outside the SFHA | 15 of 66 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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