31 Wasa St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 31 Wasa St, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,368 sqft · built 1910
Lot Size	0.129 acres (5,624 sqft)
Owner	Individual Name on File
Last Sale	$194,400 (Nov 2005)
Tax Bill	$40 (2025)
Deeds & Mortgages	Jun 2021 Refinance Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GARD M:M22 B:2 L:16`

Property Details

APN / Parcel Number

Primary APN	`GARD M:M22 B:2 L:16`
Alternative APN	`M:L-24 B:0011 L:0016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,368 sqft Living Area
Gross Area	2,478 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,624 sqft (0.129 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	31 WASA ST
City	GARDNER
State	MA
Zip	01440-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	16
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3021
Census Tract	707400

Owner

Source: Worcester County and Gardner City records · APN GARD M:M22 B:2 L:16

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	31 WASA ST, GARDNER, MA 01440-1844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 04, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Sep 01, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2005 · Amount on Record
Deed Sale	Nov 01, 2005 · Amount on Record
Prior Sale	Nov 20, 2000 · Amount on Record
Deed Document Number	2005186295
Deed Book / Page	37702 / 298
Transfer Doc	49655-329
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	31 WASA ST, GARDNER, MA 01440-1844
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65322-194
Date	Jun 04, 2021
Book Page	65322/194
Instrument	77874

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 01, 2046

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	31 WASA ST, GARDNER, MA 01440-1844
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63159-265
Date	Sep 01, 2020
Book Page	63159/265
Instrument	99675

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Oct 01, 2046

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$40.00 (-99%)	$282,100 (+6.21%) Land $66,000 Building $216,100	$296,020
2024	$3,981.00 (+2.79%)	$265,600 (+10.62%) Land $60,000 Building $205,600
2023	$3,873.00	$240,100 Land $59,100 Building $181,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 380 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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