Worcester County and Gardner City property record for 24 Wasa St, Gardner, MA 01440
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,998 sqft · built 1920 |
| Lot Size | 0.133 acres (5,790 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Sep 2019) |
| Tax Bill | $4,585 (2026) |
| Deeds & Mortgages | May 2023 Refinance Sep 2024 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:M22 B:2 L:26 |
| Primary APN | GARD M:M22 B:2 L:26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,998 sqft Living Area |
| Gross Area | 4,184 sqft |
| Basement Area | 999 sqft |
| Unfinished Basement | 999 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,790 sqft (0.133 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 24 WASA ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1845 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1 |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 707400 |
24 Wasa St, a duplex, is owned and occupied by an individual who bought it in September 2019.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 WASA ST, GARDNER, MA 01440-1845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ATHOL CU |
| Sep 24, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance ATHOL CU |
| Sep 23, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage ATHOL CU |
| Jun 9, 2017 | Deed of Trust, Mortgage · Conventional with PMI WORKERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on File |
| Deed Sale | Sep 23, 2019 · Amount on File |
| Prior Sale | Nov 29, 2016 · Amount on File |
| Deed Document Number | 201998291 |
| Deed Book / Page | 61097 / 174 |
| Prior Transfer Date | Sep 20, 2019 |
| Prior Transfer Doc | 61097-174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 24 WASA ST, GARDNER, MA 01440-1845 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 069113-237 |
|---|---|
| Date | May 10, 2023 |
| Book Page | 69113/237 |
| Instrument | 35678 |
| Name | ATHOL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 24 WASA ST, GARDNER, MA 01440-1845 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 071064-124 |
|---|---|
| Date | Sep 24, 2024 |
| Book Page | 71064/124 |
| Instrument | 77844 |
| Name | ATHOL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Sep 23, 2019 |
| Property Address | 24 WASA ST, GARDNER, MA 01440-1845 |
| Document Number | 61097-174 |
| Book / Page | 061097 / 000174 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 98291 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $752.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 WASA ST GARDNER MA 014401845, GARDNER, MA 01440-1845 |
| Document Number | 61097-177 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 061097/000177 |
| Instrument | 98292 |
| Name | ATHOL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 22, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 24 WASA ST, GARDNER, MA 01440-1845 |
| Document Number | 57276-168 |
| Book / Page | 057276 / 000168 |
| Instrument Date | Jun 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Name | Verified Name |
|---|
| Document Number | 57276-168 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 057276/000168 |
| Instrument | 62739 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 15, 2037 |
The 2026 property tax bill for 24 Wasa St was $4,585, up 11,362.5% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,585.00 (+11,362.5%) | $333,000 (+19.23%) Land $72,700 Building $260,300 | $360,144 |
| 2025 | $40.00 (-98.99%) | $279,300 (+5.2%) Land $66,100 Building $213,200 | |
| 2024 | $3,980.00 (+3.62%) | $265,500 (+11.51%) Land $60,100 Building $205,400 | |
| 2023 | $3,841.00 | $238,100 Land $59,200 Building $178,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24 Wasa St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 24 Wasa St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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