Worcester County and Gardner City property record for 22 Wasa St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,566 sqft · built 1929 |
| Lot Size | 0.282 acres (12,269 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $169,900 (Oct 2020) |
| Tax Bill | $4,132 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:M22 B:2 L:25 |
| Primary APN | GARD M:M22 B:2 L:25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,566 sqft Living Area |
| Gross Area | 3,388 sqft |
| Basement Area | 783 sqft |
| Unfinished Basement | 783 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 12,269 sqft (0.282 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 22 WASA ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 2 |
| Legal Lot Number | 25 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 707400 |
22 Wasa St is owned and occupied by two individuals who acquired it in December 2025.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 WASA ST, GARDNER, MA 01440-1845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage ATHOL CU |
| Oct 15, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ATHOL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2020 · Amount on File |
| Deed Sale | Oct 15, 2020 · Amount on File |
| Prior Sale | Aug 26, 1992 · Amount on File |
| Deed Document Number | 2020122901 |
| Deed Book / Page | 63506 / 303 |
| Last Transfer Date | Dec 9, 2025 |
| Transfer Doc | 0072971-51 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Dec 16, 2025 |
| Property Address | 22 WASA ST, GARDNER, MA 01440-1845 |
| Document Number | 0072971-51 |
| Book / Page | 72971 / 51 |
| Instrument Date | Dec 9, 2025 |
| Instrument | 109626 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 22 WASA ST, GARDNER, MA 01440-1845 |
| Document Number | 0000109627 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 109627 |
| Name | ATHOL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Oct 15, 2020 |
| Property Address | 22 WASA ST, GARDNER, MA 01440-1845 |
| Document Number | 63506-303 |
| Book / Page | 63506 / 303 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 122901 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 24 WASA ST, GARDNER, MA 01440-1845 |
| Document Number | 122902 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 122902 |
| Name | ATHOL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 22 Wasa St was $4,132, up 3.8% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,132.00 (+3.85%) | $300,100 (+8.3%) Land $76,900 Building $223,200 | $322,876 (+8.97%) |
| 2025 | $3,979.00 (+1.43%) | $277,100 (+5.88%) Land $69,900 Building $207,200 | $296,305 |
| 2024 | $3,923.00 (+2.97%) | $261,700 (+10.8%) Land $63,600 Building $198,100 | |
| 2023 | $3,810.00 | $236,200 Land $62,700 Building $173,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Wasa St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 22 Wasa St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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