77 Wasa St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 77 Wasa St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 2002
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Mar 2026)
Tax Bill	$5,125 (2026)
Deeds & Mortgages	Mar 2026 Sale Jun 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:K-25 B:0013 L:0041`

Property Details

APN / Parcel Number

Primary APN	`M:K-25 B:0013 L:0041`
Alternative APN	`GARD M:M27 B:21 L:41`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	2,204 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,500 sqft (0.287 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	77 WASA ST
City	GARDNER
State	MA
Zip	01440-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	21
Legal Lot Number	41
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3012
Census Tract	707400

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	136 RUBY RD, GARDNER, MA 01440-1291
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Quit Claim Deed, Transfer
Jun 15, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CMG MORTGAGE INC
Dec 7, 2022	Quit Claim Deed, Transfer
Apr 30, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 21, 2021	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2026 · Amount on Record
Deed Sale	Mar 12, 2026 · Amount on Record
Prior Sale	Dec 7, 2022 · Amount on Record
Deed Book / Page	73301 / 332
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Mar 12, 2026
Property Address	77 WASA ST, GARDNER, MA 01440-1801
Document Number	073301-332
Book / Page	73301 / 332
Instrument Date	Mar 12, 2026
Instrument	18716
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 RUBY RD, GARDNER, MA 01440-1291

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	77 WASA ST, GARDNER, MA 01440-1801
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069260-314
Date	Jun 15, 2023
Book Page	69260/314
Instrument	47037

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Dec 7, 2022
Property Address	77 WASA ST, GARDNER, MA 01440-1801
Document Number	068574-291
Book / Page	68574 / 291
Instrument Date	Nov 22, 2022
Instrument	129471
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 WASA ST, GARDNER, MA 01440-1801

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Apr 30, 2021
Property Address	77 WASA ST, GARDNER, MA 01440-1801
Document Number	65054-25
Book / Page	65054 / 25
Instrument Date	Apr 27, 2021
Instrument	59424
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 RESEARCH PKWY STE 303, 303, MERIDEN, CT 06450-8342

April 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	GARDNER MA
Recording Date	Apr 21, 2021
Property Address	77 WASA ST, GARDNER, MA 01440-1801
Document Number	64984-263
Book / Page	64984 / 263
Instrument Date	Feb 8, 2021
Instrument	54776
Transaction Type	Foreclosure
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 W 35TH ST, NEW YORK, NY 10001-1905
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,125.00 (+10,804.26%)	$372,200 (+13.1%) Land $77,100 Building $295,100	$368,261 (+9.63%)
2025	$47.00 (-99.01%)	$329,100 (+3.56%) Land $70,000 Building $259,100	$335,920
2024	$4,764.00 (+9.12%)	$317,800 (+17.4%) Land $63,700 Building $254,100
2023	$4,366.00	$270,700 Land $62,800 Building $207,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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