89 Wasa St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 89 Wasa St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 2002
Lot Size	0.291 acres (12,695 sqft)
Owner	Company Name on Record
Last Sale	$152,000 (Jan 2009)
Tax Bill	$52 (2025)
Deeds & Mortgages	Sep 2023 Transfer Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:K-25 B:0012 L:0040`

Property Details

APN / Parcel Number

Primary APN	`M:K-25 B:0012 L:0040`
Alternative APN	`GARD M:M27 B:21 L:40`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,176 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,695 sqft (0.291 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	89 WASA ST
City	GARDNER
State	MA
Zip	01440-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	21
Legal Lot Number	40
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3012
Census Tract	707400

Owner

Source: Worcester County and Gardner City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	89 WASA ST, GARDNER, MA 01440-1801
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage ATHOL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2009 · Amount on Record
Deed Sale	Jan 23, 2009 · Amount on Record
Prior Sale	Jun 27, 2003 · Amount on Record
Deed Document Number	20096393
Deed Book / Page	43707 / 200
Last Transfer Date	Aug 3, 2023
Transfer Doc	069612-244
Record Updated	Jun 8, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Sep 7, 2023
Property Address	89 WASA ST, GARDNER, MA 01440-1801
Document Number	069612-244
Book / Page	69612 / 244
Instrument Date	Aug 3, 2023
Instrument	74210
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 WASA ST, GARDNER, MA 01440-1801

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	89 WASA ST, GARDNER, MA 01440-1801
Document Number	58591-47
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58591-47
Date	Mar 28, 2018
Book Page	058591/000047
Instrument	28424

Lender

Name	ATHOL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 27, 2043

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$52.00 (-98.99%)	$365,600 (+6.09%) Land $70,100 Building $295,500	$300,865
2024	$5,166.00 (+8.83%)	$344,600 (+17.09%) Land $63,800 Building $280,800
2023	$4,747.00	$294,300 Land $62,900 Building $231,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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