31 McClure St, Dayton, OH 45403 Property Records

Montgomery County property record for 31 McClure St, Dayton, OH 45403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 908 sqft · built 1919
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Feb 2024)
Tax Bill	$2,233 (2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R72-01308-0026`

Property Details

APN / Parcel Number

Primary APN	`R72-01308-0026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	908 sqft Living Area
Gross Area	992 sqft
1st Floor Area	512 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 33 ft wide
View / Lot	Neighborhood / Spot

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	96 sqft
Deck Area	85 sqft
Patio Area	85 sqft
Canopy	140 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	31 MCCLURE ST
City	DAYTON
State	OH
Zip	45403-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2521
Legal Subdivision	CITY/DAYTON
Legal Lot Number	26
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2024
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saint Anne's Hill Historic District listed 1986 · 315 contributing resources · NRIS 86001214

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of January 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 MCCLURE ST, DAYTON, OH 45403-2429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Mar 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC
Nov 8, 2021	Warranty Deed, Transfer · Line of Credit 31 MCCLURE ST PERSONAL PROPERTY TRU
Aug 9, 2017	Warranty Deed, Transfer · Conventional with PMI ROYAL UNITED MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Prior Sale	Nov 8, 2021 · Amount on Record
Deed Document Number	20248104
Prior Transfer Date	Jun 19, 2014
Prior Transfer Doc	0000066389
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 20, 2024
Property Address	31 MCCLURE ST, DAYTON, OH 45403-2429
Document Number	0000008104
Instrument Date	Feb 1, 2024
Instrument	2024-00008104
Transaction Type	Transfer
Record Updated	Mar 19, 2024
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 MCCLURE ST, DAYTON, OH 45403-2429

Mortgage

Document Number	0000008105
Date	Feb 20, 2024
Instrument	2024-00008105

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Address	4819 WILLIAMS DR, GEORGETOWN, TX 78633

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	31 MCCLURE ST, DAYTON, OH 45403-2429
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 CARLOTTA DR, DAYTON, OH 45404

Mortgage

Document Number	0000016401
Date	Mar 8, 2022
Instrument	2022-00016401

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 8, 2021
Property Address	31 MCCLURE ST, DAYTON, OH 45403-2429
Document Number	0000085309
Instrument Date	Oct 29, 2021
Instrument	2021-00085309
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1519 E 5TH ST, DAYTON, OH 45403-2362
Investor	Possibly a Property Investor

Mortgage

Document Number	0000085310
Date	Nov 8, 2021
Instrument	2021-00085310

Lender

Name	31 MCCLURE ST PERSONAL PROPERTY TRU
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 9, 2017
Property Address	31 MCCLURE ST, DAYTON, OH 45403-2429
Document Number	0000046896
Instrument Date	Aug 4, 2017
Instrument	46896
Transaction Type	Transfer
Record Updated	Sep 11, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 MCCLURE ST DAYTON OH 454032429, DAYTON, OH 45403-2429

Mortgage

Document Number	46902
Date	Aug 9, 2017
Instrument	46902

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,790 (-) Land $8,770 Building $29,020	$107,960 (-) Land $25,050 Building $82,910
2024	$2,233.00 (+2.57%)
2023	$2,177.00 (+16.67%)	$37,790 (+51.1%) Land $8,770 Building $29,020	$107,960 (+51.1%) Land $25,050 Building $82,910
2022	$1,866.00	$25,010 Land $5,810 Building $19,200
2020			$71,450 Land $16,590 Building $54,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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