20 McClure St, Dayton, OH 45403 Property Records

Montgomery County property record for 20 McClure St, Dayton, OH 45403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,360 sqft · built 1919
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$53,500 (May 2025)
Tax Bill	$2,157 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R72-01308-0053`

Property Details

APN / Parcel Number

Primary APN	`R72-01308-0053`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,360 sqft Living Area
1st Floor Area	576 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Old Style
Exterior Material	Asbestos
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 33 ft wide
View / Lot	Neighborhood / Spot
Porch	Open Frame Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 MCCLURE ST
City	DAYTON
State	OH
Zip	45403-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2517
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	2517
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	4
Census Block	4017
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saint Anne's Hill Historic District listed 1986 · 315 contributing resources · NRIS 86001214

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 MCCLURE ST, DAYTON, OH 45403-2430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jun 4, 2020	Warranty Deed, Transfer LENDINGHOME FNDG
Feb 22, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2025 · Amount on Record
Deed Sale	May 9, 2025 · Amount on Record
Prior Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	202525003
Prior Transfer Date	Apr 25, 2025
Prior Transfer Doc	0000025003
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 9, 2021
Property Address	20 MCCLURE ST, DAYTON, OH 45403-2430
Document Number	0000059366
Instrument Date	Jun 25, 2021
Instrument	2021-00059366
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20 MCCLURE ST, DAYTON, OH 45403-2430

Mortgage

Document Number	0000059367
Date	Aug 9, 2021
Instrument	2021-00059367

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 4, 2020
Property Address	20 MCCLURE ST, DAYTON, OH 45403-2430
Document Number	0000031823
Instrument Date	May 22, 2020
Instrument	31823
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transaction

Amount	Amount Recorded
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	133 HIGH ST DAYTON OH 454032319, DAYTON, OH 45403-2319

Mortgage

Document Number	31858
Date	Jun 4, 2020
Instrument	31858

Lender

Name	LENDINGHOME FNDG
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94104

Agreement

Amount	Amount Recorded

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 22, 2017
Property Address	20 MCCLURE ST, DAYTON, OH 45403-2430
Document Number	0000011081
Instrument Date	Feb 9, 2017
Instrument	11081
Transaction Type	Transfer
Record Updated	Mar 14, 2017
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MCCLURE ST DAYTON OH 454032430, DAYTON, OH 45403-2430

Mortgage

Document Number	11114
Date	Feb 22, 2017
Instrument	11114

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,450 (-) Land $8,770 Building $28,680	$107,000 (-) Land $25,050 Building $81,950
2024	$2,157.00 (+2.67%)
2023	$2,101.00 (+16.66%)	$37,450 (+51.07%) Land $8,770 Building $28,680	$107,000 (+51.09%) Land $25,050 Building $81,950
2022	$1,801.00	$24,790 Land $5,810 Building $18,980
2020			$70,820 Land $16,590 Building $54,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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