23 McClure St, Dayton, OH 45403 Property Records

Montgomery County property record for 23 McClure St, Dayton, OH 45403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,664 sqft · built 1919
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Feb 2021)
Tax Bill	$3,002 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R72-01308-0024`

Property Details

APN / Parcel Number

Primary APN	`R72-01308-0024`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
1st Floor Area	608 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Old Style
Exterior Material	Brick
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 33 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	23 MCCLURE ST
City	DAYTON
State	OH
Zip	45403-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2519
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	24
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2021
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saint Anne's Hill Historic District listed 1986 · 315 contributing resources · NRIS 86001214

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	IS 23 MCCLURE ST, DAYTON, OH 45403
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Feb 24, 2021	Warranty Deed, Transfer · FHA Mortgage REVOLUTION MTG
Feb 6, 2020	Deed of Trust, Mortgage · Line of Credit HISTORIC RENTALS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Nov 6, 2003 · Amount on Record
Deed Document Number	202114662
Prior Transfer Date	Mar 13, 2009
Prior Transfer Doc	0000016385
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	23 MCCLURE ST, DAYTON, OH 45403-2429
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MCCLURE ST, DAYTON, OH 45403-2429

Mortgage

Document Number	0000066641
Date	Nov 24, 2025
Instrument	2025-00066641

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 18, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 24, 2021
Property Address	23 MCCLURE ST, DAYTON, OH 45403-2429
Document Number	0000004074
Instrument Date	Jan 29, 2021
Instrument	4074
Transaction Type	Transfer
Record Updated	Mar 18, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$456.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MCCLURE ST DAYTON OH 454032429, DAYTON, OH 45403-2429

Mortgage

Document Number	14663
Date	Feb 24, 2021
Instrument	14663

Lender

Name	REVOLUTION MTG
Address	WESTERVILLE, OH 43082

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	23 MCCLURE ST, DAYTON, OH 45403-2429
Document Number	0000011916
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3420 E SHEA BLVD #100 PHOENIX AZ 850283346, 100, PHOENIX, AZ 85028-3346

Mortgage

Document Number	0000011916
Date	Feb 21, 2020
Instrument	11916

Lender

Name	HISTORIC RENTALS LLC
Address	PO BOX 3641, DAYTON, OH 45401-3641

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,270 (-) Land $8,770 Building $43,500	$149,340 (-) Land $25,050 Building $124,290
2024	$3,002.00 (+2.7%)
2023	$2,923.00 (+16.69%)	$52,270 (+51.07%) Land $8,770 Building $43,500	$149,340 (+51.08%) Land $25,050 Building $124,290
2022	$2,505.00	$34,600 Land $5,810 Building $28,790
2020			$98,850 Land $16,590 Building $82,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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