Volusia County property record for 31 Circle Creek Way, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,876 sqft · built 1998 |
| Owner | Individual Name on File |
| Last Sale | $548,000 (Oct 2025) |
| Tax Bill | $6,638 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2025 Sale & Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4123-01-00-0200 |
| Primary APN | 4123-01-00-0200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| 1st Floor Area | 1,876 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 336 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 233 sqft |
| Patio Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 5599540.0 |
|---|---|
| Old Parcel Number | 31142301000200 |
| Street Address | 31 CIRCLE CREEK WAY |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 BREAKAWAY TRAILS PHASE 3 UNIT 3A MB 45 PGS 94-96 INC PER OR 5085 PG 0201 PER OR 6116 PGS 1174-1175 PER OR 6190 PGS |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 23 |
| Legal Subdivision | TRAILS |
| Legal Phase | 3 |
| Legal Tract | 1 |
| Legal Lot Number | 20 |
| Legal Unit | 3 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 83203 |
Source: Volusia County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 31 CIRCLE CREEK WAY, ORMOND BEACH, FL 32174-1820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 27, 2025 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Mar 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jun 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2025 · Amount on Record |
| Deed Sale | Oct 27, 2025 · Amount on Record |
| Prior Sale | Mar 3, 2023 · Amount on Record |
| Deed Document Number | 2025200804 |
| Deed Book / Page | 8771 / 3117 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 31 CIRCLE CREEK WAY, ORMOND BEACH, FL 32174-1820 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0082073156 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 8207/3156 |
| Instrument | 2022041797 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Oct 27, 2025 |
| Property Address | 31 CIRCLE CREEK WAY, ORMOND BEACH, FL 32174-1820 |
| Document Number | 0087713117 |
| Book / Page | 8771 / 3117 |
| Map Reference | MB 45 PG 94 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 2025200804 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,836.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31 CIRCLE CREEK WAY, ORMOND BEACH, FL 32174-1820 |
| Name | Verified Name |
|---|---|
| Address | 31 CIRCLE CREEK WAY, ORMOND BEACH, FL 32174-1820 |
| Investor | Possibly a Property Investor |
| Document Number | 0087713119 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 8771/3119 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Mar 3, 2023 |
| Property Address | 31 CIRCLE CREEK WAY, ORMOND BEACH, FL 32174-1820 |
| Document Number | 0083753575 |
| Book / Page | 8375 / 3575 |
| Map Reference | MB 45 PG 94-96 |
| Instrument Date | Mar 1, 2023 |
| Instrument | 2023044209 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2023 |
| Title Company | REALTY PRO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 177 E WYRICK ST, CORBIN, KY 40701-6517 |
| Name | Verified Name |
|---|---|
| Address | 31 CIRCLE CREEK WAY, ORMOND BEACH, FL 32174-1820 |
| Document Number | 0083753577 |
|---|---|
| Date | Mar 3, 2023 |
| Instrument | 8375/3577 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 31 CIRCLE CREEK WAY, ORMOND BEACH, FL 32174-1820 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0079070448 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 7907/448 |
| Instrument | 2020-168736 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 31 CIRCLE CREEK WAY, ORMOND BEACH, FL 32174-1820 |
| Document Number | 0077922487 |
| Instrument Date | Dec 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 CIRCLE CREEK WAY ORMOND BEACH FL 321741820, ORMOND BEACH, FL 32174-1820 |
| Document Number | 0077922487 |
|---|---|
| Date | Dec 24, 2019 |
| Book Page | 007792/002487 |
| Instrument | 252935 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 23, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 31 CIRCLE CREEK WAY, ORMOND BEACH, FL 32174-1820 |
| Document Number | 0076672747 |
| Instrument Date | Mar 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 CIRCLE CREEK WAY ORMOND BEACH FL 321741820, ORMOND BEACH, FL 32174-1820 |
| Document Number | 0076672747 |
|---|---|
| Date | Mar 13, 2019 |
| Book Page | 007667/002747 |
| Instrument | 49362 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 31 CIRCLE CREEK WAY, ORMOND BEACH, FL 32174-1820 |
| Document Number | 0075664092 |
| Instrument Date | Jun 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 CIRCLE CREEK WAY ORMOND BEACH FL 321741820, ORMOND BEACH, FL 32174-1820 |
| Document Number | 0075664092 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 007566/004092 |
| Instrument | 134270 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jul 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 31 CIRCLE CREEK WAY, ORMOND BEACH, FL 32174-1820 |
| Document Number | 0074864960 |
| Book / Page | 007486 / 004960 |
| Instrument Date | Dec 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 CIRCLE CREEK WAY ORMOND BEACH FL 321741820, ORMOND BEACH, FL 32174-1820 |
| Document Number | 0074864960 |
|---|---|
| Date | Dec 22, 2017 |
| Book Page | 007486/004960 |
| Instrument | 247565 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2047 |
Source: Volusia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,638.00 (+1.48%) Homeowner's exemption | $415,876 (+3.04%) Land $62,000 Building $353,876 | $415,876 (+3.04%) Land $62,000 Building $353,876 |
| 2024 | $6,541.00 (+176.93%) | $403,613 (+116.53%) Land $62,000 Building $341,613 | $403,613 (+10.2%) Land $62,000 Building $341,613 |
| 2023 | $2,362.00 (+3.46%) Homeowner's exemption | $186,403 (+3%) | $366,265 (-0.93%) Land $62,000 Building $304,265 |
| 2022 | $2,283.00 Homeowner's exemption | $180,974 | $369,687 Land $64,000 Building $305,687 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 125 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 125 in force |
| Nearby Flood Claims | 43 (1994–2024) |
| Claims Outside the SFHA | 13 of 43 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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