28 Circle Creek Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 28 Circle Creek Way, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,096 sqft · built 2002
OwnerIndividual Name on File
Last Sale$325,000 (Jul 2020)
Tax Bill$5,093 (2025)
Deeds & MortgagesJan 2019 Line of Credit
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4123-01-00-0700

Property Details

APN / Parcel Number

Primary APN4123-01-00-0700
Alternative APNs
  • 31142301000700
  • 5600131.0
  • 5600131

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,096 sqft Living Area
1st Floor Area2,096 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area424 sqft
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number5600131.0
Old Parcel Number31142301000700
Street Address28 CIRCLE CREEK WAY
CityORMOND BEACH
StateFL
Zip32174-1824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 70 BREAKAWAY TRAILS PHASE 3 UNIT 3A MB 45 PGS 94-96 INC PER OR 4801 PG 3461 PER OR 6668 PG 0408 PER OR 6668 PG 0409 PER
Legal Range31E
Legal Township14S
Legal Section23
Legal SubdivisionTRAILS
Legal Phase3
Legal Tract1
Legal Lot Number70
Legal Unit3
JurisdictionVOLUSIA FL
Township / Civil DivisionCENTRAL VOLUSIA
Census Block Group2
Census Block2011
Census Tract83203

Owner

Source: Volusia County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing AddressPO BOX 731202, ORMOND BEACH, FL 32173-1202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2019Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Jul 17, 2020Warranty Deed, Transfer · Conventional Mortgage
HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 2020 · Amount on Record
Deed SaleJul 17, 2020 · Amount on Record
Prior SaleJan 6, 2012 · Amount on Record
Deed Document Number2020-130222
Deed Book / Page7880 / 2427
Record UpdatedJun 8, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address28 CIRCLE CREEK WAY, ORMOND BEACH, FL 32174-1824
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0076483569
DateJan 25, 2019
Book Page7648/3569
Instrument2019-015691
Lender
NameTRUSTCO BANK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 18, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateJul 17, 2020
Property Address28 CIRCLE CREEK WAY, ORMOND BEACH, FL 32174-1824
Document Number0078802427
Book / Page7880 / 2427
Map ReferenceMB 45 PG 94-96
Instrument DateJul 9, 2020
Instrument2020-130222
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanySOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address34 CIRCLE CREEK WAY, 34, ORMOND BEACH, FL 32174-1824

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 731202, ORMOND BEACH, FL 32173-1202

Mortgage

Document Number0078802428
DateJul 17, 2020
Instrument7880/2428
Lender
NameHAMILTON GROUP FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,093.00 (+16.15%) Homeowner's exemption$328,860 (+5.99%)$430,212 (+14.69%) Land $58,000 Building $372,212
2023$4,385.00 (+3.1%) Homeowner's exemption$310,284 (+3%)$375,101 (-4.56%) Land $58,000 Building $317,101
2022$4,253.00 Homeowner's exemption$301,247$393,008 Land $75,000 Building $318,008

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 125 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies125 in force
Nearby Flood Claims43 (1994–2024)
Claims Outside the SFHA13 of 43
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Frances, Sep 2004 · 9 claims
  • Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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