3097 Beal Rd, Franklin, OH 45005 Property Records

Warren County property record for 3097 Beal Rd, Franklin, OH 45005

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Sep 2025)
Tax Bill	$1,027 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2025 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-24-476-007-0`

Property Details

APN / Parcel Number

Primary APN	`08-24-476-007-0`
Alternative APNs	`8244760061` `824476007` `1442734`

Exterior

Lot Area	76,230 sqft (1.75 acres)

Location & Zoning

Account Number	1442734
Street Address	3097 BEAL RD
City	FRANKLIN
State	OH
Zip	45005-4605
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	4 -3-24 1.7505 AC.
Legal Range	04
Legal Township	03
Legal Section	24
Legal Block	476
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2037
Census Tract	30600

Owner

3097 Beal Rd, residential vacant land, is owned by an individual who bought it in September 2025.

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1780 SPRINGDALE RD, CINCINNATI, OH 45231-1940
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage SCHUMACHER MORTGAGE LLC
Sep 23, 2025	Warranty Deed, Construction Loan · Construction Mortgage SCHUMACHER MORTGAGE LLC
Oct 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Prior Sale	Oct 29, 2020 · Amount on File
Deed Document Number	0000023816
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3097 BEAL RD, FRANKLIN, OH 45005-4605
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3097 BEAL RD, FRANKLIN, OH 45005-4605

Mortgage

Document Number	0000004546
Date	Feb 23, 2026
Instrument	2026-004546

Lender

Name	SCHUMACHER MORTGAGE LLC
Type	Mortgage Company
Address	CANTON, OH 44708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

September 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Sep 23, 2025
Property Address	3097 BEAL RD, FRANKLIN, OH 45005-4605
Document Number	0000023816
Instrument Date	Sep 13, 2025
Instrument	2025-023816
Transaction Type	Construction Loan
Record Updated	Feb 23, 2026
Title Company	UNKNOWN, RTW

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1780 SPRINGDALE RD, CINCINNATI, OH 45231-1940

Mortgage

Document Number	0000023817
Date	Sep 23, 2025
Instrument	2025-023817

Lender

Name	SCHUMACHER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Oct 1, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Oct 29, 2020
Property Address	BEAL RD, OH
Document Number	0000043567
Instrument Date	Oct 15, 2020
Instrument	43567
Transaction Type	Transfer
Record Updated	Mar 8, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4083 MANCHESTER RD FRANKLIN OH 450054401, FRANKLIN, OH 45005-4401

Tax Assessment & Valuation

The 2025 property tax bill for 3097 Beal Rd was $1,027, down 1.3% from the year before.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,027.00 (-1.25%)	$23,212 (-) Land $23,212	$66,320 (-) Land $66,320
2024	$1,040.00 (+54.3%)	$23,212 (+71.1%) Land $23,212	$66,320 Land $66,320
2023	$674.00 (+2.12%)	$13,566 (-) Land $13,566
2022	$660.00	$13,566 Land $13,566	$38,760 (-) Land $38,760
2021			$38,760 Land $38,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3097 Beal Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3097 Beal Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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