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301 Summit Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 301 Summit Dr, Destin, FL 32541 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,293 sqft · built 1978
Lot Size0.268 acres (11,688 sqft)
Owner2 Individual Names on File
Last Sale$303,000 (Jan 2024)
Tax Bill$4,922 (2025)
Deeds & MortgagesJan 2024 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-590-4804-1

Property Details

APN / Parcel Number

Primary APNC56-000-590-4804-1
Alternative APNs
  • 00-2S-22-4400-0000-0020
  • 22S200440000000020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,293 sqft Living Area
Gross Area3,171 sqft
1st Floor Area521 sqft
Upper Floors Area1,612 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2005
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area11,688 sqft (0.268 acres)
Lot Width78 ft Width
PorchFinished/Open Porch
Porch Area160 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address301 SUMMIT DR
CityDESTIN
StateFL
Zip32541-2330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEACONVIEW LOT 2
Legal SubdivisionBEACONVIEW
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2003
Census Tract23307

Owner

Source: Okaloosa County records · APN C56-000-590-4804-1

Assessment roll updated December 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address900 CUMMINGS RD, SMITHS STATION, AL 36877-2287
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 18, 2024 · Amount on Record
Deed SaleJan 18, 2024 · Amount on Record
Deed Document Number20243666586
Record UpdatedSep 20, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 18, 2024
Property Address301 SUMMIT DR, DESTIN, FL 32541-2330
Document Number0003666586
Map ReferenceMB 5 PG 88
Instrument DateJan 16, 2024
Instrument3666586
Transaction TypeTransfer
Record UpdatedFeb 15, 2024
Title CompanyEMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$2,121.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1654 ACRE CIR, PANAMA CITY BEACH, FL 32407-4264

Transferred To (Grantee/Buyer)

NameVerified Name
Address900 CUMMINGS RD, SMITHS STATION, AL 36877-2287
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,922.00 (+165.05%)$415,588 (+91.7%) Land $168,096 Building $247,492$415,588 (+21.28%) Land $168,096 Building $247,492
2023$1,857.00 (+3.11%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$216,791 (+3%)$342,671 (+7.63%) Land $117,041 Building $225,630
2022$1,801.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$210,477$318,364 Land $106,401 Building $211,963

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 478 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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