Okaloosa County property record for 305 Summit Dr, Destin, FL 32541 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,424 sqft · built 1995 |
| Lot Size | 0.252 acres (11,015 sqft) |
| Owner | Individual Name on File |
| Last Sale | $288,900 (Nov 2016) |
| Tax Bill | $2,150 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-4806-6 |
| Primary APN | C56-000-590-4806-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,424 sqft Heated Area |
| Gross Area | 3,886 sqft |
| 1st Floor Area | 1,163 sqft |
| Upper Floors Area | 1,100 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Other |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 11,015 sqft (0.252 acres) |
| Lot Width | 75 ft Width |
| Porch | Porch |
| Porch Area | 490 sqft |
| Patio Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 305 SUMMIT DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEACONVIEW LOT 4 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | BEACONVIEW |
| Legal Lot Number | 4 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 23307 |
Source: Okaloosa County records · APN C56-000-590-4806-6
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 SUMMIT DR, DESTIN, FL 32541-2330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 28, 2016 · Amount on Record |
| Deed Sale | Nov 28, 2016 · Amount on Record |
| Prior Sale | Dec 11, 2003 · Amount on Record |
| Deed Document Number | 3103588 |
| Deed Book / Page | 3277 / 0624 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 305 SUMMIT DR, DESTIN, FL 32541-2330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 305 SUMMIT DR, DESTIN, FL 32541-2330 |
| Document Number | 0035461852 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 3546/1852 |
| Instrument | 3454867 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,150.00 (-43.57%) Homeowner's exemption Veteran's exemption | $378,925 (+5.99%) | $603,297 (+9.22%) Land $168,096 Building $435,201 |
| 2023 | $3,810.00 (+2.45%) Homeowner's exemption | $357,520 (+3%) | $552,354 (+7.21%) Land $117,041 Building $435,313 |
| 2022 | $3,719.00 Homeowner's exemption | $347,107 | $515,217 Land $106,401 Building $408,816 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 478 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures