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302 Summit Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 302 Summit Dr, Destin, FL 32541 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,006 sqft · built 2007
Lot Size0.228 acres (9,935 sqft)
OwnerIndividual Name on File
Last Sale$545,000 (Oct 2024)
Tax Bill$5,595 (2025)
Deeds & MortgagesDec 2020 Line of Credit
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-590-4803-3

Property Details

APN / Parcel Number

Primary APNC56-000-590-4803-3
Alternative APN
  • 00-2S-22-4400-0000-0010

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,006 sqft Heated Area
Gross Area4,494 sqft
1st Floor Area1,360 sqft
Upper Floors Area646 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,935 sqft (0.228 acres)
Lot Width80 ft Width
Garage TypeCarport
CarportCarport
PorchOpen Porch
Porch Area1,616 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address302 SUMMIT DR
CityDESTIN
StateFL
Zip32541-2330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEACONVIEW LOT 1
Legal Range22
Legal Township02S
Legal SubdivisionBEACONVIEW
Legal Lot Number1
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2003
Census Tract23307

Owner

Source: Okaloosa County records · APN C56-000-590-4803-3

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7350 KIRBY DR, HOUSTON, TX 77030-3500
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Deed of Trust, Mortgage · Line of Credit
UNIVERSITY LENDING GROUP LLC
May 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITY FIRST MORTGAGE SERVICES LLC
Feb 04, 2019Warranty Deed, Transfer · Conventional with PMI
US MTG/FL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 2024 · Amount on Record
Deed SaleOct 31, 2024 · Amount on Record
Prior SaleFeb 04, 2019 · Amount on Record
Deed Document Number3719914
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address302 SUMMIT DR, DESTIN, FL 32541-2330
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 SUMMIT DR, DESTIN, FL 32541-2330

Mortgage

Document Number0035131356
DateDec 18, 2020
Book Page3513/1356
Instrument3416154
Lender
NameUNIVERSITY LENDING GROUP LLC
TypeMortgage Company
AddressCLINTON TOWNSHIP, MI 48038
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address302 SUMMIT DR, DESTIN, FL 32541-2330
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034650001
DateMay 28, 2020
Book Page3465/1
Instrument3361307
Lender
NameCITY FIRST MORTGAGE SERVICES LLC
TypeMortgage Company
AddressBOUNTIFUL, UT 84010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 04, 2019
Property Address302 SUMMIT DR, DESTIN, FL 32541-2330
Document Number0033840143
Book / Page003384 / 000143
Instrument DateJan 30, 2018
Instrument3256931
Transaction TypeTransfer
Record UpdatedFeb 25, 2019
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,548.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address718 PAIGE ST HOUSTON TX 770033229, HOUSTON, TX 77003-3229

Mortgage

Document Number33840146
DateFeb 04, 2019
Book Page003384/000146
Instrument3256932
Lender
NameUS MTG/FL
TypeMortgage Company
AddressBOCA RATON, FL 33431
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 03, 2049

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,595.00 (+6.45%)$472,446 (-1.28%) Land $159,691 Building $312,755$472,446 (-31.77%) Land $159,691 Building $312,755
2023$5,256.00 (+2.34%) Homeowner's exemption$478,566 (+3%)$692,463 (+7.07%) Land $111,189 Building $581,274
2022$5,136.00 Homeowner's exemption$464,627$646,739 Land $101,081 Building $545,658

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 478 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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