Haywood County property record for 138 River Point Rd, Canton, NC 28716
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,654 sqft · built 1986 |
| Lot Size | 3.21 acres (140,133 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,016 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8645-59-6809 |
| Primary APN | 8645-59-6809 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,654 sqft Heated Area |
| Gross Area | 2,323 sqft |
| 1st Floor Area | 1,654 sqft |
| Basement Area | 1,620 sqft |
| Finished Basement | 1,620 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Roof Material | Asphalt |
| Lot Area | 140,133 sqft (3.21 acres) |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | 73375 |
|---|---|
| Street Address | 138 RIVER POINT RD |
| City | CANTON |
| State | NC |
| Zip | 28716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 138 RIVER POINT RD |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | PIGEON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 921301 |
Source: Haywood County records · APN 8645-59-6809
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 715, CANTON, NC 28716-0715 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 21, 2010 |
| Transfer Doc | 0007952069 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 138 RIVER POINT RD, CANTON, NC 28716 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010901891 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 1090/1891 |
| Instrument | 2023006177 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,800 (-) Land $55,800 Building $230,000 | ||
| 2025 | $2,016.00 | $285,800 (-) Land $55,800 Building $230,000 | $285,800 (-) Land $55,800 Building $230,000 |
| 2023 | $285,800 Land $55,800 Building $230,000 | $285,800 (-) Land $55,800 Building $230,000 | |
| 2021 | $285,800 Land $55,800 Building $230,000 |
Source: FEMA National Flood Hazard Layer as of December 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 18 (1994–2024) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 28 locations within half a mile of this property.
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