Richland County property record for 309 Redbay Rd, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 5,230 sqft Heated Area |
| Lot Size | 26,890 sqft (0.617 acres) |
| Garage | 1,031 sqft |
| Last Sale | $1,332,000 (2025) |
| Tax Bill | $8,372.00 (2025) |
Source: Richland County records · APN 28902-01-24
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 309 REDBAY RD, ELGIN, SC 29045-8666 |
| Owner Type | Owner is a Company |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed, Transfer |
| Nov 09, 2023 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Nov 16, 2020 | Deed of Trust, Mortgage GUARANTEED RATE AFFINITY LLC |
| Sep 10, 2018 | Warranty Deed, Transfer SOUTHERN FIRST BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on Record |
| Deed Sale | Nov 25, 2025 · Amount on Record |
| Prior Sale | Sep 10, 2018 · Amount on Record |
| Deed Doc Number | 202556589 |
| Deed Book / Page | 3077 / 2754 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 25, 2025 |
| Property Address | 309 REDBAY RD, ELGIN, SC 29045-8666 |
| Document Number | 0030772754 |
| Book / Page | 3077 / 2754 |
| Map Reference | MB 95 PG 94 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2025056589 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,463.20 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 309 REDBAY RD, ELGIN, SC 29045-8666 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 309 REDBAY RD, ELGIN, SC 29045-8666 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0028781895 |
|---|---|
| Date | Nov 09, 2023 |
| Book Page | 2878/1895 |
| Instrument | 2023048669 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 08, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 309 REDBAY RD, ELGIN, SC 29045-8666 |
| Document Number | 2558/3874 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 309 REDBAY RD ELGIN SC 290458666, ELGIN, SC 29045-8666 |
| Document Number | 2558/3874 |
|---|---|
| Date | Dec 05, 2020 |
| Book Page | 002558/003874 |
| Instrument | 67279 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 04, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 10, 2018 |
| Property Address | 309 REDBAY RD, ELGIN, SC 29045-8666 |
| Document Number | 2334/1872 |
| Book / Page | 002334 / 001872 |
| Instrument Date | Sep 07, 2018 |
| Instrument | 65811 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,200.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 7751 ELMWOOD RD FULTON MD 207592504, FULTON, MD 20759-2504 |
| Document Number | 2334/1876 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 002334/001876 |
| Instrument | 65812 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 09, 2048 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,372.00 (+12.44%) | $952,200 (+2,652.02%) Land $132,000 Building $820,200 | $952,200 (+10.08%) Land $132,000 Building $820,200 |
| 2023 | $7,446.00 (-5.29%) | $34,600 (-) | $865,000 (-) |
| 2021 | $7,862.00 | $34,600 | $865,000 Land $120,000 Building $745,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 32% of the US · above 6% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28902-01-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 5,230 sqft Heated Area |
| Gross Area | 7,731 sqft Gross Area |
| 1st Floor | 3,040 sqft 1st Floor |
| Attic Area | 649 sqft Attic |
| Attic | 1 Attic |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 26,890 sqft (0.617 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 1,031 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Porch | 1 Porch |
| Porch Area | 649 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01523131 |
|---|---|
| Street Address | 309 REDBAY RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-8666 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 18 96.6X200X130X182.2X50.1 #SU WOODCREEK FARMS AREA D-15 PHASE I |
| Legal Subdivision | WOODCREEK |
| Legal Phase | 1 |
| Legal Lot Number | 18,96 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2065 |
| Census Tract | 11407 |
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