Richland County property record for 305 Redbay Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 4,618 sqft · built 1999 |
| Lot Size | 0.652 acres (28,438 sqft) |
| Owner | Company Name on File |
| Last Sale | $657,000 (Aug 2026) |
| Tax Bill | $6,350 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Mar 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28902-01-22 |
| Primary APN | 28902-01-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,618 sqft Heated Area |
| Gross Area | 7,056 sqft |
| 1st Floor Area | 2,010 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,438 sqft (0.652 acres) |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 808 sqft |
| Utility Building | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01523113 |
|---|---|
| Street Address | 305 REDBAY RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-8666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 16 130X200X130X200 #SU WOODCREEK FARMS AREA D-15 PHASE I |
| Legal Subdivision | WOODCREEK |
| Legal Phase | 1 |
| Legal Lot Number | 16,130 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 11407 |
Source: Richland County assessment roll, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4924 WINDBLOWN CT, RALEIGH, NC 27616-0781 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 4, 2026 | Trustee's Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 23, 2024 | Intrafamily Transfer, Transfer |
| Jan 29, 2024 | Intrafamily Transfer, Transfer |
| Apr 28, 2021 | Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on Record |
| Deed Sale | Aug 4, 2026 · Amount on Record |
| Prior Sale | Apr 28, 2021 · Amount on Record |
| Deed Document Number | 202638592 |
| Deed Book / Page | 3153 / 3759 |
| Prior Transfer Date | Feb 22, 2024 |
| Prior Transfer Doc | 0029021292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 4, 2026 |
| Property Address | 305 REDBAY RD, ELGIN, SC 29045-8666 |
| Document Number | 0000038592 |
| Book / Page | 3153 / 3759 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202638592 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $172,528.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 4924 WINDBLOWN CT, RALEIGH, NC 27616-0781 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 305 REDBAY RD, ELGIN, SC 29045-8666 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0027201542 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | 2720/1542 |
| Instrument | 2022011618 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 23, 2024 |
| Property Address | 305 REDBAY RD, ELGIN, SC 29045-8666 |
| Document Number | 0029021292 |
| Book / Page | 2902 / 1292 |
| Map Reference | MB 95 PG 94 |
| Instrument Date | Feb 22, 2024 |
| Instrument | 2024008026 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 305 REDBAY RD, ELGIN, SC 29045-8666 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 29, 2024 |
| Property Address | 305 REDBAY RD, ELGIN, SC 29045-8666 |
| Document Number | 0028953642 |
| Book / Page | 2895 / 3642 |
| Map Reference | MB 95 PG 94 |
| Instrument Date | Jan 29, 2024 |
| Instrument | 2024004071 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 REDBAY RD, ELGIN, SC 29045-8666 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 28, 2021 |
| Property Address | 305 REDBAY RD, ELGIN, SC 29045-8666 |
| Document Number | 0026111933 |
| Book / Page | 2611 / 1933 |
| Map Reference | MB 95 PG 94 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021025841 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,323.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 REDBAY RD, ELGIN, SC 29045-8666 |
| Document Number | 2021025842 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021025842 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,350.00 (+17.46%) | $25,120 (-96.52%) | $742,300 (-) Land $132,000 Building $610,300 |
| 2024 | $722,200 (+2,775%) | $742,300 (+18.2%) Land $132,000 Building $610,300 | |
| 2023 | $5,406.00 (+6.63%) | $25,120 (+12.6%) | $628,000 (+12.61%) |
| 2021 | $5,070.00 | $22,310 | $557,700 Land $120,000 Building $437,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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