Richland County property record for 306 Redbay Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 5,002 sqft · built 2016 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $45,000 (Mar 2014) |
| Deeds & Mortgages | Jul 2026 Sale Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28902-01-26 |
| Primary APN | 28902-01-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 5,002 sqft Heated Area |
| Gross Area | 6,371 sqft |
| 1st Floor Area | 3,456 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Area | 949 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
| Porch Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01523159 |
|---|---|
| Street Address | 306 REDBAY RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-8667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 20 147.6X110.3X19.5X284.8X284.8 #SU WOODCREEK FARMS AREA D-15 PHASE I |
| Legal Subdivision | WOODCREEK |
| Legal Phase | 1 |
| Legal Lot Number | 20,147 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 11407 |
Source: Richland County records · APN 28902-01-26
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 306 REDBAY RD, ELGIN, SC 29045-8667 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 09, 2021 | Deed of Trust, Mortgage · VA Mortgage PARAMOUNT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 2014 · Amount on Record |
| Deed Sale | Mar 14, 2014 · Amount on Record |
| Prior Sale | Apr 25, 2003 · Amount on Record |
| Deed Document Number | 201418238 |
| Deed Book / Page | 1932 / 1297 |
| Last Transfer Date | Oct 22, 2015 |
| Transfer Doc | 2066/1211 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 28, 2026 |
| Property Address | 306 REDBAY RD, ELGIN, SC 29045-8667 |
| Document Number | 0000037487 |
| Book / Page | 3152 / 219 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202637487 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 306 REDBAY RD, ELGIN, SC 29045-8667 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 306 REDBAY RD, ELGIN, SC 29045-8667 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0026521137 |
|---|---|
| Date | Aug 09, 2021 |
| Book Page | 2652/1137 |
| Instrument | 2021053010 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed market value is set for property tax purposes and is not a market price estimate.
| Year | Assessed Market Value |
|---|---|
| 2025 | $831,800 (+3.1%) Land $77,000 Building $754,800 |
| 2024 | $806,800 (+24.54%) Land $77,000 Building $729,800 |
| 2023 | $647,800 Land $70,000 Building $577,800 |
Source: FEMA National Flood Hazard Layer as of September 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 112 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COLUMBIA serves 354,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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