Richland County property record for 304 Redbay Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,516 sqft · built 2020 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual on Record |
| Last Sale | $65,000 (Dec 2016) |
| Tax Bill | $4,622 (2025) |
| Deeds & Mortgages | Jul 2020 Loan Modification Nov 2018 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 28902-01-27 |
| Primary APN | 28902-01-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,516 sqft Heated Area |
| Gross Area | 4,697 sqft |
| 1st Floor Area | 2,416 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Area | 875 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01523168 |
|---|---|
| Street Address | 304 REDBAY RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-8667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 21 301.1X209.5X52.7X91.4X204.1 #SU WOODCREEK FARMS AREA D-15 PHASE I |
| Legal Subdivision | WOODCREEK |
| Legal Phase | 1 |
| Legal Lot Number | 21,301 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 11407 |
Source: Richland County assessment roll, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 304 REDBAY RD, ELGIN, SC 29045-8667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2020 | Loan Modification, Mortgage · Conventional Mortgage SAFE FCU |
| Nov 27, 2018 | Deed of Trust, Construction Loan · Construction Mortgage SAFE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2016 · Amount on Record |
| Deed Sale | Dec 28, 2016 · Amount on Record |
| Prior Sale | Apr 2, 2008 · Amount on Record |
| Deed Document Number | 2016101022 |
| Deed Book / Page | 2175 / 3508 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 304 REDBAY RD, ELGIN, SC 29045-8667 |
| Document Number | 2515/1115 |
| Instrument Date | Jul 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 304 REDBAY RD ELGIN SC 290458667, ELGIN, SC 29045-8667 |
| Document Number | 2515/1115 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 002515/001115 |
| Instrument | 39141 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Address | SUMTER, SC 29151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 4, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 27, 2018 |
| Property Address | 304 REDBAY RD, ELGIN, SC 29045-8667 |
| Document Number | 2352/3034 |
| Book / Page | 002352 / 003034 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 84573 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 1, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 463 HUNTERS CROSSING DR HOPKINS SC 290618375, HOPKINS, SC 29061-8375 |
| Document Number | 2352/3034 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 002352/003034 |
| Instrument | 84573 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Address | SUMTER, SC 29150 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2048 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,622.00 | $525,700 (+2,775.19%) | $635,300 (+38.98%) Land $77,000 Building $558,300 |
| 2023 | $18,284 (-33.34%) | $457,100 (-) | |
| 2022 | $8,090.00 (-50.1%) | ||
| 2021 | $16,212.00 | $27,430 | $457,100 Land $70,000 Building $387,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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