218 Redbay Rd, Elgin, SC 29045 Property Records

Richland County property record for 218 Redbay Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,178 sqft · built 2007
Lot Size	0.838 acres (36,521 sqft)
Owner	2 Companies on Record
Last Sale	$95,000 (Jun 2005)
Tax Bill	$4,906 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28902-02-01`

Property Details

APN / Parcel Number

Primary APN	`28902-02-01`
Alternative APNs	`R28902-02-01` `01523186`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,178 sqft Heated Area
Gross Area	5,896 sqft
1st Floor Area	2,829 sqft
Attic	Attic
Attic Area	160 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,521 sqft (0.838 acres)
Garage Area	894 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01523186
Street Address	218 REDBAY RD
City	ELGIN
State	SC
Zip	29045-8650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 39 122.8X175.3X118.4X68.2X210.3 #SU WOODCREEK FARMS AREA D-15 PHASE I
Legal Subdivision	WOODCREEK
Legal Phase	1
Legal Lot Number	39,122
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2071
Census Tract	11407

Owner

Source: Richland County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Companies on Record
Mailing Address	218 REDBAY RD, ELGIN, SC 29045-8650
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2005 · Amount on Record
Deed Sale	Jun 7, 2005 · Amount on Record
Prior Sale	Jul 23, 2001 · Amount on Record
Deed Document Number	200543396
Deed Book / Page	1061 / 1130
Last Transfer Date	Feb 18, 2025
Transfer Doc	0029951671
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	218 REDBAY RD, ELGIN, SC 29045-8650
Document Number	2524/3886
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	218 REDBAY RD ELGIN SC 290458650, ELGIN, SC 29045-8650

Mortgage

Document Number	2524/3886
Date	Sep 3, 2020
Book Page	002524/003886
Instrument	45222

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,906.00 (+17.54%)	$557,900 (-)	$643,200 (-) Land $71,500 Building $571,700
2024		$557,900 (+2,775.18%)	$643,200 (+32.59%) Land $71,500 Building $571,700
2023	$4,174.00 (-5.31%)	$19,404 (+0.02%)	$485,100 (-)
2021	$4,408.00	$19,400	$485,100 Land $65,000 Building $420,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20