Worcester County and Gardner City property record for 308 Temple St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1987 |
| Square Footage | 1,196 sqft Living Area |
| Lot Size | 38,640 sqft (0.887 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $376,000 (2022) |
| Tax Bill | $51.00 (2025) |
| Primary APN | GARD M:W22 B:21 L:8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,196 sqft Living Area |
| Gross Area | 2,620 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 38,640 sqft (0.887 acres) |
| Heating System | Baseboard Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Street Address | 308 TEMPLE ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2444 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 21 |
| Legal Lot Number | 8 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN GARD M:W22 B:21 L:8
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 308 TEMPLE ST, GARDNER, MA 01440-2444 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 27, 2022 | Deed, Transfer · Stand Alone First Mortgage LEADER BANK NA |
| Aug 26, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance DIGITAL FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2022 · Amount on Record |
| Deed Sale | May 27, 2022 · Amount on Record |
| Prior Sale | Jul 11, 2016 · Amount on Record |
| Deed Book / Page | 67658 / 87 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | May 27, 2022 |
| Property Address | 308 TEMPLE ST, GARDNER, MA 01440-2444 |
| Document Number | 0067658-87 |
| Book / Page | 67658 / 87 |
| Instrument Date | May 27, 2022 |
| Instrument | 57915 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 308 TEMPLE ST, GARDNER, MA 01440-2444 |
| Document Number | 0000057916 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 57916 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 308 TEMPLE ST, GARDNER, MA 01440-2444 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60936-250 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 60936/250 |
| Instrument | 85699 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2039 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $51.00 (-99%) | $357,700 (+5.49%) Land $92,200 Building $265,500 | $451,440 |
| 2024 | $5,083.00 (+5.39%) | $339,100 (+13.41%) Land $83,900 Building $255,200 | |
| 2023 | $4,823.00 | $299,000 Land $82,600 Building $216,400 |
308 Temple St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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