295 Temple St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 295 Temple St, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,400 sqft · built 1992
Lot Size	5.59 acres (243,823 sqft)
Owner	Individual Name on File
Last Sale	$37,000 (May 1992)
Tax Bill	$66 (2025)
Deeds & Mortgages	Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R17 B:5 L:3A`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R17 B:5 L:3A`
Alternative APN	`M:U-20 B:0040A L:0003A`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	5,060 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	243,823 sqft (5.59 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	295 TEMPLE ST
City	GARDNER
State	MA
Zip	01440-2441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5
Legal Lot Number	3A
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3022
Census Tract	707500

Owner

Source: Worcester County and Gardner City records · APN GARD M:R17 B:5 L:3A

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	295 TEMPLE ST, GARDNER, MA 01440-2441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 1992 · Amount on Record
Deed Sale	May 04, 1992 · Amount on Record
Deed Book / Page	14191 / 64
Record Updated	Jun 08, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Aug 24, 2020
Property Address	295 TEMPLE ST, GARDNER, MA 01440-2441
Document Number	63088-130
Book / Page	063088 / 000130
Instrument Date	Dec 21, 2019
Instrument	95097
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	57 HUDSON RD BOLTON MA 017401417, BOLTON, MA 01740-1417

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$66.00 (-99.05%)	$460,100 (-1.01%) Land $94,200 Building $365,900	$457,710
2024	$6,967.00 (+4.31%)	$464,800 (+12.24%) Land $86,500 Building $378,300
2023	$6,679.00	$414,100 Land $85,300 Building $328,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.