320 Temple St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 320 Temple St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1990
Square Footage	1,102 sqft Living Area
Lot Size	18,000 sqft (0.413 acres)
Occupancy	Owner Occupied
Last Sale	$275,000 (2022)
Tax Bill	$4,577.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:U-20 B:0028 L:0009`
Alternative APN	`GARD M:W22 B:21 L:15`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,102 sqft Living Area
Gross Area	1,398 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	18,000 sqft (0.413 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	320 TEMPLE ST
City	GARDNER
State	MA
Zip	01440-2444
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	21
Legal Lot Number	15
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	3
Census Block	3000
Census Tract	707500

Owner

Source: Worcester County and Gardner City records · APN M:U-20 B:0028 L:0009

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Owner on File
Mailing Address	320 TEMPLE ST, GARDNER, MA 01440-2444
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Known Transactions	Last Sale Amount on Dec 27, 2022 Deed Sale Price on Dec 27, 2022 Prior Sale Amount on Jul 11, 2013
Deed Doc Number	2022135489
Deed Book / Page	68650 / 92
Record Refreshed	Jun 08, 2026

December 2022: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	GARDNER MA
Recording Date	Dec 27, 2022
Property Address	320 TEMPLE ST, GARDNER, MA 01440-2444
Document Number	0068650-92
Book / Page	68650 / 92
Instrument Date	Dec 23, 2022
Instrument	135489
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	320 TEMPLE ST, GARDNER, MA 01440-2444

Mortgage

Document Number	0000135490
Date	Dec 27, 2022
Instrument	135490

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,577.00 (+3.29%)	$318,700 (+7.81%) Land $80,700 Building $238,000	$324,045
2024	$4,431.00 (+5.73%)	$295,600 (+13.78%) Land $73,400 Building $222,200
2023	$4,191.00	$259,800 Land $72,300 Building $187,500