Worcester County and Gardner City property record for 286 Temple St, Gardner, MA 01440 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,170 sqft Living Area |
| Lot Size | 130,567 sqft (2.99 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $23,000 (1998) |
| Tax Bill | $4,572.00 (2025) |
| Primary APN | GARD M:W22 B:21 L:6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,170 sqft Living Area |
| Gross Area | 2,676 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 130,567 sqft (2.99 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 286 TEMPLE ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2442 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 21 |
| Legal Lot Number | 6 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN GARD M:W22 B:21 L:6
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 286 TEMPLE ST, GARDNER, MA 01440-2442 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Known Transactions |
|
| Deed Book / Page | 20349 / 210 |
| Last Transfer Date | Jul 17, 2024 |
| Transfer Doc | 070822-318 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jul 30, 2024 |
| Property Address | 286 TEMPLE ST, GARDNER, MA 01440-2442 |
| Document Number | 070822-318 |
| Book / Page | 70822 / 318 |
| Instrument Date | Jul 17, 2024 |
| Instrument | 202400059788 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 286 TEMPLE ST, GARDNER, MA 01440-2442 |
| Document Number | 202400059789 |
|---|---|
| Date | Jul 30, 2024 |
| Instrument | 202400059789 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2054 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,572.00 (+1.53%) | $318,400 (+5.99%) Land $103,800 Building $214,600 | $425,220 |
| 2024 | $4,503.00 (+7.34%) | $300,400 (+15.49%) Land $95,200 Building $205,200 | |
| 2023 | $4,195.00 | $260,100 Land $92,300 Building $167,800 |
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