Worcester County and Gardner City property record for 307 Temple St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 987 sqft · built 1900 |
| Lot Size | 0.308 acres (13,425 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Nov 2016) |
| Tax Bill | $43 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:W22 B:21 L:2 |
| Primary APN | GARD M:W22 B:21 L:2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 987 sqft Living Area |
| Gross Area | 1,962 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,425 sqft (0.308 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 307 TEMPLE ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ROGER A LAJOIE ET UX |
| Legal Block | 21 |
| Legal Lot Number | 2 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN GARD M:W22 B:21 L:2
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 307 TEMPLE ST, GARDNER, MA 01440-2443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 03, 2016 · Amount on Record |
| Deed Sale | Nov 03, 2016 · Amount on Record |
| Prior Sale | Jun 29, 2012 · Amount on Record |
| Deed Book / Page | 56250 / 156 |
| Transfer Doc | 56250-156 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 307 TEMPLE ST, GARDNER, MA 01440-2443 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 071036-334 |
|---|---|
| Date | Sep 17, 2024 |
| Book Page | 71036/334 |
| Instrument | 75761 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2044 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $43.00 (-98.97%) | $301,700 (+8.41%) Land $77,600 Building $224,100 | $298,965 |
| 2024 | $4,172.00 (+3.29%) | $278,300 (+11.14%) Land $70,600 Building $207,700 | |
| 2023 | $4,039.00 | $250,400 Land $69,700 Building $180,700 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277075003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Gateway Fiber Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures