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307 E Commerce St, Waverly, TN 37185 Property Records

Humphreys County property record for 307 E Commerce St, Waverly, TN 37185 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,000 sqft · built 1955
Lot Size0.19 acres (8,280 sqft)
OwnerIndividual Name on File
Last Sale$30,000 (Apr 2022)
Tax Bill$743 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jun 2023 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN043064G B 00600

Property Details

APN / Parcel Number

Primary APN043064G B 00600
Alternative APN
  • 064G B 00600

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1976
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,280 sqft (0.19 acres)
Lot Dimensions138 ft deep x 60 ft wide
TerrainRolling
PorchOpen Porch
Porch Area52 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address307 E COMMERCE ST
CityWAVERLY
StateTN
Zip37185-1631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 02, COUNTY AREA: W06
Legal SubdivisionNEWTOWN
Legal Lot Number6
JurisdictionHUMPHREYS TN
Township / Civil Division2
Census Block Group4
Census Block4001
Census Tract130300

Owner

Source: Humphreys County records · APN 043064G B 00600

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address110A W MAIN ST, WAVERLY, TN 37185-1509
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Deed of Trust, Mortgage · Commercial Mortgage
APEX BANK - WAVERLY
Jun 06, 2023Deed of Trust, Mortgage · Commercial Mortgage
APEX BANK
Apr 14, 2022Warranty Deed, Transfer · Commercial Mortgage
APEX BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2022 · Amount on Record
Deed SaleApr 14, 2022 · Amount on Record
Deed Document Number0000212512
Deed Book / Page212 / 512
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMPHREYS TN
Property Address307 E COMMERCE ST, WAVERLY, TN 37185-1631
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 W MAIN ST A, A, WAVERLY, TN 37185-1509

Mortgage

Document Number0000003771
DateNov 10, 2025
Book Page10/1303
Instrument25003771
Lender
NameAPEX BANK - WAVERLY
Address201 W MAIN ST, WAVERLY, TN 37185
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueNov 06, 2030

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMPHREYS TN
Property Address307 E COMMERCE ST, WAVERLY, TN 37185-1631
Transaction TypeMortgage
Record UpdatedJun 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 W MAIN ST A, A, WAVERLY, TN 37185-1509

Mortgage

Document Number0000001494
DateJun 06, 2023
Book PageTD246/270
Instrument23001494
Lender
NameAPEX BANK
TypeBank
AddressCAMDEN, TN 38320
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term23 Months
DueMay 24, 2025

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUMPHREYS TN
Recording DateApr 14, 2022
Property Address307 E COMMERCE ST, WAVERLY, TN 37185-1631
Document Number0000001242
Book / PageWD212 / 512
Instrument DateApr 14, 2022
Instrument22001242
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$111.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address110A W MAIN ST, WAVERLY, TN 37185-1509

Mortgage

Document Number0000001243
DateApr 14, 2022
Instrument22001243
Lender
NameAPEX BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueApr 15, 2027

Tax Assessment & Valuation

Source: Humphreys County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHumphreys County
MunicipalityWaverly City
Unified School DistrictHumphreys County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$743.00 (-0.4%)$24,475 (-) Land $1,475 Building $23,000
2024$746.00 (+34.17%)$24,475 (-) Land $1,475 Building $23,000
2023$556.00 (+33.98%)$24,475 (+89%) Land $1,475 Building $23,000$97,900 (+89%) Land $5,900 Building $92,000
2022$415.00$12,950 Land $1,650 Building $11,300$51,800 Land $6,600 Building $45,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humphreys County (47085C), updated September 25, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 7% of the US · above 6% of Tennessee
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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